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45+ Creative Money Gift Ideas That will Surprise

Inside: Money gift ideas for any occasion! Learn how to wrap money as a gift. These are cute ideas for giving money. Find simple ways to hide money in a gift.

Giving money as a gift can be one of the best gifts that you can give today.

A lot of times though people don’t feel like giving money as personal or creative or thoughtful enough, which is a complete joke because honestly, cash is king.

More often than not, the receiver of the gift actually loves to get money – especially kids!

Even better, one of these money surprise ideas!!

There are many reasons to give money because, yes, gift cards are nice, but what if you find something else at a different store that you want, or their policy to redeem gift cards is really difficult? Also, some people don’t want to add more items to their houses. Others are just plain hard to buy for because they go out and buy everything they need.

That is why giving money as a gift is so absolutely awesome.

Today we are going to cover so many terrific ways on how you can give money as gifts. You can purchase some of these money gift ideas or pull out your DIY skills.

In this post, we are going to dig in and find super creative and fun ways to give money.

Money gift ideas for any occasion - birthdays, for Christmas, for him, for her, for kids, for teens. Learn how to wrap money as a gift. These are cute ideas for giving money. Find simple ways to hide money in a gift. Really are there annoying ways to give money? No, click here to find the perfect gift for everyone on your list!

Best Surprise Money Gift Ideas

These money gift ideas will wow at any birthday party, Christmas exchange, graduation, or any other time of the year because there’s a little bit more thought behind how to give the gift.

Cash is a really thoughtful gift, too. Don’t forget that.

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My Money Surprise

Picture of money suprise!

The first time I personally received a money gift was in college. The best gift ever!!

My parents hid cold hard cash in a room divider screen that I needed. I had cash to pay for groceries, cash for gas, and other incidentals I needed. That was one of the most epic Christmas presents that I ever received because it was something that I truly needed.

Then, I could decide what do I want for Christmas and spend money on what I truly wanted!

More importantly, it was something that I could choose how to spend or save. It wasn’t something that would just sit in my closet because I would actually use the cash.

What is a unique way to give money as a gift?

Picture of candy canes with dollar bills under for unique ways to give money.

You can make the gift out of money itself.

Even better, there are plenty of ways to hide money inside another practical gift. You can make find many gift money ideas using a few crafty DIY skills.

So many creative ways to give money as a gift!

Ribbonbonbox Money Box for Cash Gift Pull

One of the most popular ways to give cash!

Guaranteed to surprise the recipient.

Buy Now on Amazon
02/18/2024 07:52 pm GMT

How To Wrap Money For A Gift

Picture of hundred dollar bills spiraled in a circle for how to wrap money for a gift.

This is exactly how to gift money.

Now, don’t think that you have to be super, super creative, and hone all your crafty skills just to give the best money gift ever.

I’ll be very honest, learning how to wrap money for a gift is super super easy!

You’re probably going to need just a few items and most of them are sitting in your house!

The fun part of these money gift ideas is you get to be creative on how you want to give the best gift ever!! Some of the creative ideas include a little tape, some glue, and maybe saran wrap. Or you can hide it inside a jar with M&Ms for a money snack.

These are just a few of the ways that you can wrap money for a gift.

Learn how to make a money cake!

When to Give Suprise Money Gift Ideas?

Picture of friends giggling while it is snowing outside for when to give surprise money gift ideas.

These money gift ideas work for:

  • Birthdays
  • Weddings
  • Christmas
  • Easter
  • Graduation – High School or College
  • Mother’s Day
  • Father’s Day
  • Baby Shower
  • Bridal Shower
  • Anniversary
  • Retirement
  • Milestone Birthdays – 16th birthday, 18th birthday, 21st birthday, 50th birthday

Honestly, any type of occasion!

It is just taking the gift, one step further and finding a unique way to give money gifts.

In fact, find graduation specific money gift ideas.

Money Puzzle Gift Boxes for Cash

One of the MOST popular gifts!

This maze puzzle cube is a unique cash holder. Perfect for kids and adults, it's a thrilling puzzle box and money maze.

Get yours now and turn gifting into an adventure!

Buy Now on Amazon
02/19/2024 09:47 am GMT

Who To Give Money Gift Ideas

Picture of people posing that you can give gifts to.

These types of gifts are so flexible and can be used by anyone!!

Everyone loves to get cash and spend it how they choose. Then they can cross something off their Christmas bucket list.

How to Give Money as a Gift & Not Be Rude?

Picture of hundred dollar bills inside a Christmas stocking.

Is giving money as a gift rude?

Absolutely not.

As we’ve said many times here at Money Bliss – cash is king.

With cash, you are able to do what you want to do with the money. You don’t have another thing collecting dust on your shelf or set in the basement.

You can give a money gift box!

Don’t look at giving money as a rude thing to do. It is actually freeing because the receiver of the gift can choose how they spend it on the reverse side as the recipient of cash.

Feel empowered in the decision to give cash as a gift instead of an actual materialistic item.

Grateful Tips: I always recommend writing a thank you card immediately. Once you use the cash, then write another note on how you used the cash and how much you appreciated it. Then, the gift giver knows how you used the cash, and the ways they helped you, and then they won’t question their decision to give money as a gift.

Cute Ideas for Giving Money

In this section, you will find cute ideas for giving money. These are the absolutely adorable ways that people would love to receive money.

These are great for Christmas and birthdays, and especially for kids, teenagers, and young adults.

You will learn how to roll money for a gift and so much more!

Personalized Birthday Gift Money Cake

What a great gift idea for any occasion!

This gift is practical, creative, thoughtful, and perfect for any occasion.

Buy Now on Etsy
Photo Credit: Etsy.com
Creative Ways to Gift $$$

This one will be a part of our Christmas this year!

Love this money gift idea from Thirty Handmade Days! Give some dough!

Read More
Photo Credit: www.thirtyhandmadedays.com
Money Balloons

Super cute way to give money for any occasion.

It’s fun to watch the recipient get spooked by a popping balloon, covered in confetti, and of course, count the money inside! 

Read More
Photo Credit: sugarandcharm.com
Lighted Birch Tree as a Money Tree Gift Holder
$19.99 $17.99

A unique way to give the gift of cash to that hard-to-buy person on your Christmas list! This is a beautiful way to give cash.

Money does grow on trees!

Buy Now on Amazon
Photo Credit: Amazon.com
02/19/2024 12:22 am GMT
Flower Bouquet Money Holder Tower

This is a seriously beautiful way to give money!

You can add personalized messages like I love you on the front as well!

Buy Now on Etsy
Photo Credit: Etsy
How to Make a Money Notepad

This is a popular DIY gift from Lena with What Mommy Does. Her tutorial helps you make a money pad. Very popular present for teens!

I can't wait to make one for gifts!

Read more
Photo Credit: https://www.whatmommydoes.com
Tiered Christmas Money Cake

Perfect money gift idea for kids and teens! Plus these presents won't break the bank.

Buy Now on Etsy
Photo Credit: Etsy.com
Sneak Peek Birthday Card

Such a cute and sneaky way to roll cash into a card.

Make candles using a dollar bill or go big and use a $20 bill.

Read more
Photo Credit: Stamp with Jill
Custom Money Cake for a Special Birthday Gift

Are you out of gift ideas and want something out of the box?

A Money Cake is a very creative and exciting gift for a special person. Customize your cake with any color combinations for any occasion.

See on Etsy
Money Crayons as a Creative Ways To Give Money

Such a cute idea for the littlest ones on your list.

Add a coloring book and you are all set with a perfect gift on any budget.

Read More
Photo Credit: sunshineandrainydays.com
Personalized Glass Block Money Bank

Perfect for kids! Plus it is a fabulous way to teach children the importance of saving money.

When you can order, you can personalize the name and colors.

Buy Now on Etsy
Photo Credit: Etsy.com
Money Lei for Graduation Gift Idea

Everyone needs some cash and this money lei is a fun and creative way to give the gift of cash!

Learn how to make your own money lei today!

Read More
Photo Credit: yourhomebasedmom.com
Make DIY Mason Jar Snow Globes Give Gift Cards!

Hip2Save shares another fabulous and simple DIY money gift idea.

Such a cute idea and crazy adorable!

Read more
Photo Credit: Hip2Save
Birthday Gift Basket Idea with Free Printables

This is such a cute idea! This is a rock solid gift basket idea.

Giving money has never been so easy and fun!

Read More
Photo Credit: inkhappi.com

Funny and Fun Ways to Give Cash

This list is about the funny and fun ways to give cash.

This type of money gift idea works best for a white elephant exchange, a coworkers exchange, a friend exchange, or someone who loves a good joke.

Let’s be honest… sometimes you just to be really funny with how you give the gift.

Honestly, I’m not sure if there are any annoying ways that you could give money. (Cash is still cash, right?) For those who enjoy crisp dollar bills beware!

Easy Peasy Money Tree Topiary

It is proven that money does grow on trees. This DIY tutorial will teach you exactly how to make your own money tree.

This beautiful money tree topiary is ready for one very lucky gift recipient!

Read More
Photo Credit: sunburstgifts.org
Money Tree on Etsy

Perfect gift for the Dad who always says money doesn't grow on trees! This is a funny gift idea for the father who has everything and has a great sense of humor. Because now...

Money DOES grow on trees!

See Now on Etsy
Photo Credit: Etsy.com
"In An Emergency" Graduation Gift

Super fun way to give money and withhold the desire to spend the cash right away. You can place any amount of cash in these, so they fit virtually any budget.

Simple DIY tutorial!

Read More
Photo Credit: sendomatic.com
Lighted Money Tree Gift Holder

Fun and unique way to display money and gift cards. Perfect for any special occasion. Money is growing on trees again, which is fabulous!

Buy Now on Amazon
Money Chain Gift for the Graduate

Paper chain gifts are a great way to decorate for the holidays. But, it is also a fun way to give money! Very simple DIY project to complete.

Read More
Photo Credit: lessthanperfectlifeofbliss.com
Personalized 'Gas Money' Gift Card Holder

Who doesn't love gas money? Have you ever seen such a creative way to give money?!?!

This will be a pleasing gift for young drivers!

Buy Now on Etsy
Photo Credit: Etsy.com
Christmas Money Printable

Running low on time?

This Christmas money printable is a fun and easy way to give some dough this season. So adorable!

Read more
Photo Credit: tessiefay.com
Personalized Christmas Money Holder Holiday Ornament

This is a highly popular gift on Etsy!

This money ornament is the perfect way to gift money! You can even personalize it with the shop.

Buy Now on Etsy
Cash Falling from the Ceiling!

Dreaming of some cold hard cash falling into your lap?

This is a funny way to give some money and it is a huge hit!

Read More
Photo Credit: livinglocurto.com

Easy Ways to Hide Money in a Gift

Okay, let’s be honest, we don’t want everybody to know right away that they’re going to get money inside their gift.

How do you hide money as a gift? This gift list is filled with perfect ways to hide money inside a gift.

When they open it, they are excited about just the outside part of the gift and they don’t even know the monetary gift that you have waiting for them inside!!

Money Cake Kit Money Dispenser For Cake Surprise

Fantastic hit each and every time!

This kit from CakingAtHome lets you add 50 US dollar bills. Who doesn't love to see money coming out of a cake?

Buy Now on Etsy
Photo Credit: Etsy.com
A Box of Chocolates Money Gift

Everyone loves a box of chocolates, right?

But, what about this sweet surprise of cash? Learn how to make one today.

Read more
Photo Credit: tipjunkie.com
Handmade Money Surprise Bath Bomb

Time for a lovely bath with a hidden surprise! A fantastic way to hide money especially for teen girls!

This unique gift idea also is made with all natural and vegan skin care products. Perfect for small budgets!

Buy Now on Etsy
Photo Credit: Etsy.com
Funny Christmas Money Gift: Cash in a Can

This is such a clever idea! Giving money was so much fun this year.  

You can hide a roll of cash inside any canned goods - preferably what the recipient hates the most.

Since it is wrapped like a normal household item, no one will expect it to have anything inside but what is on the label!

Read More
Photo Credit: itsalwaysautumn.com
Happy Santa Christmas Money Dispenser and Gift Bag Set

Super cute dispenser for cash! You provide the money and seal the money together. A little DIY for a cute money gift!

Buy Now on Amazon
Birthday Money Box Gift Idea

Money is something every teenager wants! This money box can easily be created with items you already have at home.

Unique and sneaky way to give money!

Read More
Photo Credit: myinspirationcorner.com
Snowman Money Mini Money Cake

The snowman is absolutely adorable by itself!

The hidden money cake is an extra bonus on this gift!

Buy Now on Etsy
Elf Snot = The most fun way to give gift cards at Christmas!

Oh my! This one is a BIG HIT with my kids. They love slime on a normal day, but a hidden treat just had them dancing. One of their all time favorite presents.

Read More
Photo Credit: downredbuddrive.com
Pre-DIY Money Bouquet by KK House - No Money Included

Everyone loves to receive a bouquet of roses! This money gift idea is hidden within the gift. Very attractive present.

This Bouquet is sure to wow for any occasion!

Buy Now on Etsy
Photo Credit: Etsy
Mason Jar Crafts: 100 Easy DIY Mason Jar Ideas

A mason jar is a perfect way to hide money or gift cards!

This super fun and easy DIY craft is doable and manageable on any size of a budget.

Read more
Proto Credit: diycraftsy.com
Money Box for Cash Gift Pull

Such a simple way to give cash!

All you need to do is decide on the denomination you plan to use.

Buy Now on Amazon
02/19/2024 05:42 pm GMT
Christmas Snowball - A Creative Way to Give Money!

Crepe streamer for the win! Such a simple way to give cash as a Christmas snowball. Don't let this present roll away!

Read more
Photo Credit: sunshineandrainydays.com
Secret Brain Teaser Puzzle Box Magic Money Holders

Secret compartments that hold hidden treasure. The recipient must learn how to crack the puzzle to open the secret box.

Highly rated item!

Buy Now on Amazon
02/19/2024 04:58 pm GMT
Book of Money

Such an easy DIY project to give money!

You probably have all of the supplies in your house.

Read more
Photo Credit: marthastewart.com
Money Cake Pull Out Kit
$16.99 $15.50

Perfect surprise for your kids, grandkids, spouse, or best friend with the most versatile and widely-appreciated gift of them all: cash?

We know how you can do it in style: the amazing money cake dispenser, an incredible accessory that you will use on endless occasions.

This complete cash dispenser set includes the special box, cake topper, 1 plastic roll with 50 connected pockets, and printed instructions.

Buy Now on Amazon
02/19/2024 05:27 pm GMT
Hidden Gift Jars

Want to make your money gift a little more special this year? Make these Hidden Gift Jars!

Stash your gift inside a secret hiding spot in the jars, covered by a favorite candy or treat (we used M&Ms), and watch the recipient’s eyes light up when they realize there’s more to their gift besides just candy!

This also makes a great gag gift! 

Read more
Photo Credit: myhomebasedlife.com

Creative Ways to Give Money – Which is Your Favorite?

Picture of a twenty dollar bill on Christmas cards for creative ways to give money.

What is the best way to gift money?

Honestly, is there any bad ways to get money? Maybe if the gift giver never opens where the cash is heading, but let’s hope that doesn’t happen.

In this post, we have covered all of the best ways to gift money.

A simple way to say I appreciate you! You have so many ideas to choose from!

Which creative ways to give money did you like the best? There are DIY methods to giving cash and some that you can quickly pick up.

Follow for more inspiration on our Gift Ideas on a Budget Pinterest boards.

I can’t wait to see your pictures with what you’ve come up with, and how you plan to do this.

More Gift Ideas:

Did the post resonate with you?

More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!

Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.

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