This post may contains affiliate links, which means I receive a small commission at no cost to you. Please read the full disclosure here.Shopping for clothes. As women, we may love to shop. But, then, the guilt factor may take over for the price of clothing. Sometimes it can be sticker shock.
Or maybe you are paying off debt or trying to reach FIRE.
So, how can you have a trendy, stylish wardrobe without spending a fortune?
To be honest and fair…Once I had kids, I stopped buying clothes for myself. The kids were constantly outgrowing theirs. Plus mine would be covered in spit up, paint, or dirt by the end of the day. And clothes shopping on a budget while paying off debt.
So, what was the point? Then, let's not even bring up the elephant in the room for most mamas (baby weight).
It wasn't until a friend of mine dropped by unexpectedly with a bag full of clothes she picked out just for me. She is the sweetest gal ever! I didn't even have to shop for clothes! I guess I was too afraid of tackling the store with a couple toddlers in tow.
Off I went to try on each outfit she bought me. I felt like a million bucks! To this day…one of the loose-fitting tank tops is the #1 complemented piece of clothing I own – random people actually stopping me to say they love it (and this is where it was from.)
Two Key Points for Shopping for Clothes on a Budget
1. Need vs. Want
We were newlyweds and I came home from the mall. My sweet husband asked me what I bought. With pride, I showed him some of my best bargain deals I scored that day.
Score one for me – I saved some crazy money on these clothes. Then, he looked at me and asked, “Seriously, do you need 6 green shirts?” The funny part is I don't own any green shirts. Regardless, that statement stuck with me.
While I haven't gone to the full capsule wardrobe, I definitely paired down the number of outfits and pieces I own.
So, ask yourself is this a need or want. Remember, my green shirt story.
That one sentence made me learn how to save money while shopping for clothes. Want vs. Need.
2. Quality over Cheap
One big key on where to shop for clothes is to remember quality. There are times it is worth it to spend a few extra bucks on high quality items.
Personally, I use a quick little math. Don't get too technical here or caught up in the math. It is rather simple to figure out.
Take the cost of item divided by the number of times you would probably wear it.
For example, my favorite pair of jeans were $75. Since I typically wear those 4-5 times a week for let's say 20 weeks. It works out to 75-93 cents for each time I wear them in just one year.
Another example is my favorite summer dress was $45. I probably wear it 15 times per year (that probably isn't true – I probably wear it WAY more because I love it). It cost me $3 for every time I wear it.
Guess what? In those examples, I am happy to spend a little extra money because those clothes fit great and make me feel like a million bucks. #moneywellspent
This is one great lesson on how to save money while shopping for clothes on a budget.
On the flip side of my green shirt days, I would probably have bought something that was a great deal, but it may not have fit perfectly or I had something similar.
For this example, I scored a great deal from a well-known high-end retailer on a sweater for $20 and that season I wore it twice. Plus I decided to donate it because it wasn't my favorite. Then, it cost me $10 for each time worn. #facepalm
Related Post: Does Being Frugal Mean you are Cheap?
Let's be real (again)… I love online shopping.
It makes things more convenient and easier all the way around. But, shopping for clothes online can sometimes be a challenge. So, find brands you like and learn to know their sizes.
Also, make sure you check out the return policy. Some of my favorite places have a flexible return policy and that right there makes life so mush easier.
Bonus Tip – Shop at the end of the season to get the best bang for your buck. For instance, shop for summer clothes towards the end of the fall. Just make sure it isn't so trendy that it will be out of style. Yes, you will have to wait to longer to wear it, but it can save money when shopping for clothes on a budget.
Where to Shop for Clothes on a Budget
They are known for clothing that is already reduced from their department store counterparts. Thus, not having to worry about sales and the yo-yo prices that follow. Personally, I like TJ Maxx for those trendy items that typically last just a season. Easy to change up the favorite jeans with a new top.
Many times, I believe this is the little unknown secret of Amazon. Their own products labeled under Amazon Essentials. Just like it states, it is the essential pieces needed in everyday life.
The first piece of clothing I purchased was this and I was nervous about it. I didn't know if the quality was there and if it withstand use plus it was 50-75% less than all of the competitors. Seriously, why should I have worried? The quality was great and well worth the money spent.
(Guess how found Amazon had a clothing line, it wasn't me. Click the link to figure it out.)
A new service is Prime Wardrobe – another benefit of the Prime Membership. They send you the latest styles, you get to try them on in the comfort of your home, and pay for only what you keep. There is a pre-paid return label included to send back what you don't want to keep.
Kohl's and sales go hand in hand. They are known to have awesome sales, but their lines can be super, crazy line. However with their coupons, you can score great deals. Plus you can stack them – percentage off, coupons, and Yes2You Rewards.
Kohls can be a great place once you learn how to shop on a budget for clothes. Remember – point #2 from above – not everything meant to last. You have to be wise with your purchases.
Thankfully, Kohl's has gotten into the online market and you can still score the same great deals with all of the stacking coupons. Their return policy is user friendly; go here for the most current policy. Also, you can always find their current promotions here. Dollar off coupons and Yes2You rewards are deducted from your cart total and then the percentage off is added.
This is an online trading marketplace. It is great to score name brands at a fraction of the cost. The key is finder people or Poshers to follow. This will help you search down exactly what you are looking for.
Stay tuned for Posh Parties & Showrooms – this type of party also comes with extra discounts. Also, Poshmark has safeguards in place to protect both sellers and buyers.
Related Post: 7 Awesome Ways to Find Affordable Plus Size Clothing
Everyday is a sale at Macy's. However, not every day is a great sale. So, you may need a sale deciphering tool to figure that out. Since that doesn't exist, you must determine what is the best price for an item.
My personal guideline is it must be more than 60% off the retail price.
Typically, Macy's has a few huge sales a year – both in-store and online – that make their prices to frugal people shopping for deals. To find the current deals and promotions, go here.
Consignment Shops and Thrift Stores
This can be a gold mine!! It just depends how much time you want to spend searching and sorting through all of the clothing.
How much is your time worth?
Typically, all of these stores run 50% days. So, that would be the best day to go and search for your best finds.
In the end, can you save money while shopping for clothes?
Bonus Tip – Skip the outlet stores. Many times their prices are actually higher than in stores. Plus the quality may or may not be the same. Do your own comparing on your favorite brands.
All in all, there are plenty of ways to for clothes shopping on a budget. It may take a little uncovering your own true style. But, you can definitely be stylish on a budget.
Just remember is the outfit a need or a want. Does it make sense to spend a little more for quality on key pieces? Did you learn how to shop for clothes on a budget? More doable for you?
In the end, no one needs to know how you shop on a budget. Right?
Let me know how you stay on budget when shopping for clothes.