Emergency funds are the backbone of financial security. If an unexpected expense arises, you will be able to take care of it and move on. The question is not if an emergency expense will arise, but when it will happen. However, many don't understand how to use an emergency fund. According the Federal Reserve in 2015, 50% of Americans couldn't cover a $400 emergency expense out of savings. … [Read more...] about Emergency Fund – Everything You Need to Know
Saving money is the basis to financial freedom. However, most people don't save.
Learn to pay yourself first. Learn to save money.
Money Bliss can help.
In order to stop living paycheck to paycheck, you must learn to save. Yes, that concept may seem backwards.
However, by saving money, you are setting money aside for a future use. Don't think of saving as a punishment. It is a reward of hard work and effort!
Commit to save money! Don't delay. Your future will thank you.
Top Post on How to Save Money:
- How to Save Money (Simple & Easy Tips)
- Emergency Fund - Everything You Need to Know
- Where to Save Money (Better Options Than Under the Bed)
- Complete Guide to Sinking Funds; Why They are So Important?
- How to Achieve Financial Independence Retire Early (FIRE)?
- More Saving Money related posts...
Saving money falls into six of the ten Money Bliss Steps.
Specifically Money Bliss Steps #2, #3, #5, #6, #7, and #9.
Some might argue that saving money could be included in Money Bliss Step #8 depending how you choose to pay off your mortgage. Obviously, saving money is crucial to your financial freedom and success with money.
Saving money is a priority in all of the Money Bliss steps.
Learn the Money Bliss Steps for Financial Freedom.
If your ultimate goal is live financially free, then you need to stay focused on saving money for future use or you may fall victim to living paycheck to paycheck.
The word frugal has been given a bad connotation in today’s society. (Which honestly makes me sad.) Wouldn’t you want a few extra dollars? I know I do. Living a frugal lifestyle isn’t hard or difficult. It is about making choices. YOUR CHOICES. On how you want to spend your money. Not letting society dictate how and when you should be spending your hard-earned money. By … [Read more...] about The Ultimate Guide to a Frugal Lifestyle
Shopping for clothes. As women, we may love to shop. But, then, the guilt factor may take over for the price of clothing. Sometimes it can be sticker shock. Or maybe you are paying off debt or trying to reach FIRE. So, how can you have a trendy, stylish wardrobe without spending a fortune? To be honest and fair…Once I had kids, I stopped buying clothes for myself. The kids were constantly … [Read more...] about How to Shop for Clothes on a Budget