The word budget makes most people cringe…
In all honestly, it means that we must live within our means. Plus, by living under your means you will reach financial freedom faster.
So, what do you choose?
Budget or Financial Freedom?
Here at Money Bliss, we focus on
Where Cents Parallel Vision
Understanding where you want to spend your money is key to obtaining the life you want to live.
That means you need to create a money plan. A budget. You decide (in advance) where you want to spend and save your money.
A budget is that simple.
Popular Budgeting Tools
Latest Budgeting Articles…
This is the one questions I get the most often. What can I do because ends don’t meet? We are spending more than we make. How can we stop living paycheck to paycheck? I am at a loss of what to do anymore. How can I overcome my situation? What changes can I make to … Read more
Determining a budget just for a month may seem impossible. Budgeting by paycheck may leave you stuck with high expenses during a pay cycle. That is why learning how to make a yearly budget is much simpler. Here is why – you will anticipate every single item throughout the year. Thus, eliminating the urgency of … Read more
Sinking funds are a type of saving account that is designed to help with budgeting. They work by setting up an account to accumulate cash over time, which is then used for the expenses. They can help with everything from monthly utility bills to vacations. Basically, sinking funds are money set aside for a specific … Read more
There are so many advantages to budgeting! And truly the hardest part is starting. Followed my maintaining your budget system. We all know that we “should” budget. Also, overcoming your past hurdles with budgeting, like this one… Back when we were newlyweds and combining finances, we tried to work out a budget. Over and over … Read more
The dread. The agony. The wondering when will this ever quit. Can I just catch up and take a breath? Living paycheck to paycheck is tough. You are wondering why you are still living paycheck to paycheck… There is no way to paint it beautiful; it is hard. This is your current reality. But, living … Read more
For many people, budgeting can be really tedious, and feel like it traps their freedom and spirit. While there are plenty of advantages of budgeting, it is nice to have one area of free-spending with money. That is where a slush fund comes in. A place to spend money with freedom and not worry about … Read more