What is FIRE? Why should I care? A term floating a lot recently is FIRE. What does that mean? How does it affect me? FIRE = Financial Independence Retire Early This trend is catching on fast especially with the millennial generation. Why? Simple, millennials want more out of life and not to be tied down to a job their whole lives. They want experiences. They want to travel and see the world. … [Read more...] about How to Achieve Financial Independence Retire Early (FIRE)?
Before we jump into the #1 reason budgets fail, let’s talk about the word budget first. When hearing the word “budgets,” most people cringe. They don’t like the term. They don’t like to live within a budget. It is WAY too constricting for their lifestyle. Well, I agree. Budgets aren’t fun. That is why at Money Bliss – we call them a Cents Plan. A Cents Plan put your “Cents” with your “Sense” … [Read more...] about #1 Critical Reason Budgets Fail & Learn the Simple Fix
Determining a budget just for a month may seem impossible. Learning how to budget once a year is much simpler. Here is why – you will anticipate every single item throughout the year. Thus, eliminating the urgency of any emergency expenses. Honestly, most emergency expenses are just expenses that we knew would happen we just didn’t want to deal with them or the cost. This is the time to anticipate … [Read more...] about How to Budget Once a Year
The hardest part about saving is....STARTING! Join the Save Age Challenge today. Simple. Easy. Start. Every month in 2018 deposit your age in dollars to a separate bank account. This could be a regular savings, Roth IRA, college savings - whatever type of account you want. You cannot withdraw money from the account during 2018. Period. Deposit. Save. This is your first step to … [Read more...] about Save Age Challenge 2018 – Small Steps to Save Money