The cash envelope system can be a game changer for anyone struggling with money. It is the best way to only spend what you can actually afford. IN CASH! For many people, they can't imagine ever spending money than using the cash envelope system. While it is a game changer, you must learn how to use the cash envelope system correctly. If not, you are in the same game as before. It won't be … [Read more...] about How to Successfully Use the Cash Envelope System
Have you ever thought of putting rules on your money? It is a pretty interesting concept. We tend to have rules for every other area of our life...how much to eat, how much we should watch TV, limiting the amount of social media, amount of time to brush our teeth, etc. Then, that love hate relationship comes up with rules. We love rules because they provide structure and guidance when … [Read more...] about 10 Money Rules You Need to Live By
Today's case study isn't about one named person because this person wishes to stay anonymous. They don't want everyone to know they have become the millionaire next door. They are happy being frugal with money and don't want a spotlight on their life. Simple living at its finest. Being frugal with money is about deciding a lifestyle that works for your personality and your money … [Read more...] about Being Frugal with Money – A Millionaire’s Case Study
Right now, desperation is setting in and the need to know how to drastically cut expenses is critical. But, you don't know where to start. Thinking about even learning how to drastically cut expenses seems painful before you even start making changes. You love your life the way it is, but deep down you know that you can't afford how you are spending money. The key is the amount of … [Read more...] about 10 Ways on How to Drastically Cut Expenses Now
In the perfect world, you can afford to buy the healthiest of foods, all organic, never with GMOs especially because you know that by eating healthy foods, you will look and feel better. Then reality sets in when you walk into the grocery store. It sucks to buy food when you are broke. You are trying your best, but there isn't enough money to go around and pay all of your bills. Yet … [Read more...] about What is the Best Cheap Foods to Buy When Broke?
The success of any budget lies in planning the personal expenses. While that may seem simple… It’s can be… But then, that is when most people give up on a budget. Most people gave up on a budget because they forget about certain expenses and didn't know what to do next. Early on in my budgeting life, I struggled a lot. So, don't fret if that is you too! Figuring out how your … [Read more...] about 110+ Personal Budget Categories for a Fail-Proof Budget