A bare bones budget. The bare minimum living expenses. That is what we are going to uncover today. So, many times we get wrapped up in life with bills and spending that we confuse what are mandatory and discretionary expenses. Needs vs wants. The gray area is very difficult to see through. If you have been caught up in that trap, don't fret! You are not alone! All of us have. That is … [Read more...] about How to Improve Your Finances with a Bare Bones Budget
A frugal lifestyle tends to get a bad repetition.
Simply put...Frugal living is living within your means.
Nothing fancy. Nothing extraordinary.
All in all, there is leftover money each money.
The #1 reason why people don't want to be seen as frugal...they don't want to be accused of being cheap. Those two words are nothing the same.
Understand how a frugal lifestyle can lead to financial freedom.
Top Posts on Frugal Living Posts:
Living below your means is simply you have money left over at the end of the month. You're not overspending money you don't have. You are living within or below the monthly income. In all honesty, you are living differently than 95% of people. It is possible to live below your means. The choice is yours on how to spend your money. Are you going to build a strong foundation with money? Or are … [Read more...] about How to Live Below Your Means and Love Life
I am always looking for ways to save money. The reason why I love saving money is it frees up money to be used for another purpose - like travel or help us reach financial freedom sooner. Many of my friends think I am some money saving genius. However, it isn't that at all. I just flat out don't spend money on certain items. I find it wasteful. Money that could be better spent in other … [Read more...] about 12 Things I Quit Buying to Save Money
Living on one income in a two income world. It is hard to overcome the emotions and the feelings of living with less money. However, it doesn't have to be that way. It is easy to thrive when living on one income. But, life is about happiness - not money. Money doesn't equal happiness. So, in the end, you don't need more money in your life. Just to be purposeful … [Read more...] about How to Thrive When Living on One Income
The dread. The agony. The wondering when will this ever quit. Can I just catch up and take a breath? Living paycheck to paycheck is tough. There is no way to paint it beautiful; it is hard. This is your current reality. But, living paycheck to paycheck doesn't have to be your reality. You can and will break the cycle. This ultimate guide will teach you! Learn the warning signs, how to … [Read more...] about How to Stop Living Paycheck to Paycheck
Lifestyle creep is a real thing! Plus it easy for it to slowly creep into your lives without even realizing it. Seriously...lifestyle creep can sweep in and take over without a blink of an eye. It is simple, gradual spending that seems "normal" until it has completely knocked you off course. Lifestyle creep is overspending at its finest moment. You just got a pay raise to celebrate, so … [Read more...] about Avoid the Trap of Lifestyle Creep and Reach Financial Freedom