Are you ready to save money in advance for Christmas this year? Then, you are in the right place. With this Christmas Budget Challenge, you will be prepared for holiday spending and not be scrambling at the last minute. Get prepared for a debt free Christmas! Tired of overspending? This challenge is perfect for you. … Read more
Let’s face it. Once you realize the amount of debt accumulated, it is easy to turn and bury your head in the sand. In today’s society, access to debt is WAY TOO EASY! Everywhere you go, there are advertisements for a credit card, HELOC, personal loan, auto loan, the list goes on and on. Spending … Read more
This is a question that comes up frequently. So, don’t feel like you are alone. Emergency fund or pay off debt? Should I save up to build an emergency fund? Or should I pay off debt? Is it better to have a build emergency fund or pay off debt? Well, the short answer is you … Read more
Paying off debt can seem like a roller coaster. You have highs of making significant progress paying off a debt or putting a significant amount of cash towards a debt. Then, struck with lows that you aren’t making progress as fast as you want. Or even worse realize you are unable to make extra debt … Read more
In order to become debt free, you need a certain mindset to do it. A debt free way of living. Just going along your merry way isn’t going to change the amount of debt you have or the amount of debt you are accumulating. These must needed traits will help you become debt free and … Read more
Debt snowball method is a wildly popular way to pay off debt. It has helped millions of people pay off their debt, which is great. However, it may not be the best method to actually pay off debt in the end. Wait… Isn’t the debt snowball the only way to pay off debt? That is … Read more