This is a question that comes up frequently. So, don’t feel like you are alone. Emergency fund or pay off debt? Should I save up to build an emergency fund? Or should I pay off debt? Is it better to have a build emergency fund or pay off debt? Well, the short answer is you … Read more
Paying off debt can seem like a roller coaster. You have highs of making significant progress paying off a debt or putting a significant amount of cash towards a debt. Then, struck with lows that you aren’t making progress as fast as you want. Or even worse realize you are unable to make extra debt … Read more
In order to become debt free, you need a certain mindset to do it. A debt free way of living. Just going along your merry way isn’t going to change the amount of debt you have or the amount of debt you are accumulating. These must needed traits will help you become debt free and … Read more
Debt snowball method is a wildly popular way to pay off debt. It has helped millions of people pay off their debt, which is great. However, it may not be the best method to actually pay off debt in the end. Wait… Isn’t the debt snowball the only way to pay off debt? That is … Read more
This is probably one of the top questions I get all the time… Should I pay off debt or save money? There is a very clear answer on what you should do. We just need to make sure you have a few things in order first. The one (big) thing we learned before our successful … Read more
The good and bad with taxes. The good news is hopefully you are receiving some tax refund back. The bad news is you have to file your taxes. (If you haven’t started yet, learn how to file your taxes online in one afternoon.) For this post, we are going to focus on the good news. … Read more