Money management should come naturally, right? Just like riding a bike. Little bumps along the way and then smooth sailing from there. But, is personal money management that easy? Unfortunately, for most of us, we were not taught basic personal finance skills. We walked onto a college campus with companies offering a free t-shirt to … Read more
Learning how to manage money effectively is one of the best gifts you can give yourself. It will help you live the life of your dreams. The honest question to ask is are you willing to read a non-fiction book on a topic you don’t enjoy very much. Most likely, not. But, I have complied … Read more
Have you ever thought about life lessons about money? Honestly, most of us haven’t because we go through our day-to-day lives without taking the time to reflect or even journal about our experiences. This past week, I had the chance to visit my kid’s elementary school during lunchtime. It has been a LONG time since … Read more
Are you ready to save money in advance for Christmas this year? Then, you are in the right place. With this Christmas Budget Challenge, you will be prepared for holiday spending and not be scrambling at the last minute. Get prepared for a debt free Christmas! Tired of overspending? This challenge is perfect for you. … Read more
Let’s face it. Once you realize the amount of debt accumulated, it is easy to turn and bury your head in the sand. In today’s society, access to debt is WAY TOO EASY! Everywhere you go, there are advertisements for a credit card, HELOC, personal loan, auto loan, the list goes on and on. Spending … Read more
Your business is struggling, and you are wondering what to do about it. Filing a bankruptcy petition may be the answer you are looking for, to either close up shop in an organized way, or reorganize your debt and move on. If you are considering bankruptcy, know that there are two basic kinds: 1 – … Read more