Learning how to manage money effectively is one of the best gifts you can give yourself. It will help you live the life of your dreams. The honest question to ask is are you willing to read a non-fiction book on a topic you don’t enjoy very much. Most likely, not. But, I have complied … Read more
Are you ready to save money in advance for Christmas this year? Then, you are in the right place. With this Christmas Budget Challenge, you will be prepared for holiday spending and not be scrambling at the last minute. Get prepared for a debt free Christmas! Tired of overspending? This challenge is perfect for you. … Read more
Let’s face it. Once you realize the amount of debt accumulated, it is easy to turn and bury your head in the sand. In today’s society, access to debt is WAY TOO EASY! Everywhere you go, there are advertisements for a credit card, HELOC, personal loan, auto loan, the list goes on and on. Spending … Read more
Your business is struggling, and you are wondering what to do about it. Filing a bankruptcy petition may be the answer you are looking for, to either close up shop in an organized way, or reorganize your debt and move on. If you are considering bankruptcy, know that there are two basic kinds: 1 – … Read more
This is a question that comes up frequently. So, don’t feel like you are alone. Emergency fund or pay off debt? Should I save up to build an emergency fund? Or should I pay off debt? Is it better to have a build emergency fund or pay off debt? Well, the short answer is you … Read more
Paying off debt can seem like a roller coaster. You have highs of making significant progress paying off a debt or putting a significant amount of cash towards a debt. Then, struck with lows that you aren’t making progress as fast as you want. Or even worse realize you are unable to make extra debt … Read more