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Top 15 Ideas of Productive Things to Do When Broke

Being broke can feel stressful, but it doesn’t mean you can’t make the most of your time. In fact, there are plenty of productive things you can do that don’t cost a dime. Whether you want to focus on improving yourself, organizing your life, or getting ahead in your career, this list of ideas will help you stay motivated and productive.

Investing in yourself and your future is a great way to turn things around when money’s tight. Let’s dive into some simple and practical ways to stay productive when you’re broke.

Participate in paid clinical trials

The image of plants, a notebook, a box, and a folder with a note indicating to participate in paid clinical trials can be a good way to earn extra money when broke.
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Paid clinical trials can be a good way to earn extra money when you’re short on cash. They give you a chance to help with medical research while getting paid.

Many trials don’t take much time, and you can do them on weekends or after work. Just be sure to research the trial and make sure it’s safe.

To learn more: How To Make 200 Dollars Fast: Ways To Make Money Fast In Your Spare Time

Volunteer for skill-building opportunities

The image shows a group of people participating in a volunteer skill-building opportunity can be a productive way to spend free time and build new skills.
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Volunteering can be a productive way to spend free time and build new skills. Whether it’s helping a charity or working on community projects, it’s a great way to learn while giving back.

You can add these experiences to your resume, making you more attractive to employers later.

Attend free local workshops or seminars

The photo shows a group of women attending a free local workshop led by a speaker which means are great chance to learn something new.
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Local workshops and seminars are free chances to learn something new. Many community centers or libraries offer them on different topics.

You can find something to help with personal growth, career development, or even hobbies. It’s a smart way to use your time and improve yourself.

Learn a new language using free apps

The photo of the girl using a tablet to learn a new language using free apps is an easy and productive way to spend your free time.
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Learning a new language using free apps is an easy and productive way to spend your free time. Apps like Duolingo or Memrise make it simple to practice every day.

For travel, work, or personal growth, picking up another language can open doors and keep your mind sharp.

Start a blog or vlog on a free platform

The photo of the man filming himself which means starting a blog on a free platform is a creative way to express yourself with a potential income.
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Starting a blog or vlog on free platforms like WordPress or YouTube is a creative way to express yourself. You can write or talk about topics you’re passionate about.

Over time, this can grow into something that brings in income or simply serves as a fun way to connect with others.

To learn more: 10 Legit Ideas to Make $300 in a Week

Apply for microtasks on crowdsourcing websites

The picture shows the man's hand working on his laptop to apply for microtasks on crowdsourcing websites which can help you earn extra money when you have time.
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Doing microtasks on sites like Amazon Mechanical Turk or Clickworker can help you earn extra money when you have time. These tasks are often simple and flexible, making them easy to fit into your schedule.

It’s a productive way to use spare time on your laptop or phone.

Practice DIY repairs at home

The picture of tools and equipment on the table and a man working on the wall indicate that practicing DIY repairs at home is a useful way to save money and gain skills.
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Learning to fix things around the house is useful for saving money and gaining skills. Start with small tasks like fixing a leaky faucet or repairing a broken chair.

Over time, you’ll be able to take on bigger projects, which can also help avoid the cost of hiring professionals. Thankfully, there are tons of DIY YouTube videos to guide you along the way.

Use barter systems to exchange goods or services

The photo of layout tools on the table, a personal computer with screen display, and the man sketching through a device tracer which means using barter systems to exchange goods or services can be a good way to get what you need in exchange for skills.
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Bartering is a good way to get what you need without spending money. You can trade skills like graphic design for things you need, like babysitting or home repairs.

It’s a smart way to stretch your resources and connect with others in your community.

Utilize local libraries for free resources

The image shows the books on bookshelves indicating to utilization of local libraries for free resources and a productive way to save money while at the same time learning new skills.
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Libraries are more than just books. They offer free access to computers, software, and even workshops. You can learn new skills or dive into research projects without spending a dime.

This is a great resource when you’re trying to be productive and save money at the same time. Plus you can access the internet for free.

Check These Out: 35 Life-Changing Books That Will Change The Way You Think And Feel

Take advantage of free online certifications

The photo of the plant, coffee, and a man using a laptop means to take advantage of free online certifications that can help you improve your job without paying for classes.
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Free online certifications can help you improve your job skills without paying for classes. Platforms like Coursera or Google offer these, and you can work at your own pace.

This is a smart way to stay productive, boost your resume, and make yourself more marketable in the job market.

Join community gardening or urban farming projects

The image tells about the girl joining community gardening projects that offer a chance to learn about growing food while being outdoors.
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Community gardens offer a chance to learn about growing your own food while being outdoors. You’ll save money on groceries and meet new people in your neighborhood.

It’s a rewarding way to stay productive and contribute to something that benefits both you and others.

To Learn More: 20 Simple Ways on How to Save Money on Groceries

Offer pet sitting or dog walking services in your neighborhood

The picture shows a dog, a cat, and a girl referring to offering pet sitting services in your neighborhood can be a fun and easy way to earn money.
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If you love animals, offering pet sitting or dog walking services can be a fun and easy way to earn money. It’s also a great way to stay active while spending time with pets.

You can start by letting your neighbors know you’re available or signing up on local pet care apps.

To learn more: 90 Best Side Hustles for Teens to Make Money

Read books to improve your financial literacy

The picture tells about the man reading a book which means to improve your financial literacy that can help you make better decisions with your money.
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Improving your financial knowledge can help you make better decisions with your money. Reading books on personal finance, investing, and budgeting is a productive use of your time.

The more you know, the easier it will be to manage your finances, especially when money is tight.

To learn more: Best Finance Books: The Top 10 Must-Read Books To Improve Your Finances

Explore open-source software to develop tech skills

The photo of the girl using a laptop indicating to explore open-source software to develop tech skills that can help you learn how to code or improve your graphic design abilities.
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Open-source software gives you a free way to build tech skills. Programs like Linux or GIMP can help you learn how to code or improve your graphic design abilities.

This is a useful option if you want to pick up valuable skills without spending money on expensive software.

To learn more: Top High Income Skills Without a Degree to Learn

Sign up for mystery shopping or product testing programs

The photo of the girl applying a cosmetic to her hand indicates that product testing programs let you try new things and get paid.
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Mystery shopping and product testing let you try new things and get paid. Companies will ask you to review products or visit stores to check their service. I

t’s an easy way to make some extra cash and share your thoughts on everyday products or services you already use.

To learn more: How to Flip Money: 14 Best Ways to Make Money

Get a huge list of things to do

The picture of a notebook, pen, an eyeglass, and a piece of paper with notes refers to getting a huge list of things to do to stay productive and earn a little extra money.
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When you’re looking for ways to stay productive, it helps to have a big list of ideas to choose from. Whether you’re broke, bored, or just want to make the most of your time, these options can keep you busy and moving forward.

From learning new skills to earning a little extra money, there’s something here for everyone. Use this list to inspire you and turn your free time into something valuable.

To learn more: 105 Fun Things To Do With No Money

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