Awesome Gift Ideas When you’re Broke

For many people Christmas, birthdays, Valentines Day or any other holiday is tough when you are struggling with money. I totally get it. Finding awesome gift ideas when you’re broke is demoralizing. You may be living paycheck to paycheck or gazelle intense on paying off debt or saving for a house. Maybe you don’t want … Read more

Emergency Fund – Everything You Need to Know

Emergency funds are the backbone of financial security. If an unexpected expense arises, you will be able to take care of it and move on. The question is not if an emergency expense will arise, but when it will happen. However, many don’t understand how to use an emergency fund. How much money should you have … Read more

The Ultimate Guide to a Frugal Lifestyle

The word frugal has been given a bad connotation in today’s society. (Which honestly makes me sad.) Wouldn’t you want a few extra dollars? I know I do. Living a frugal lifestyle isn’t hard or difficult. It is about making choices. YOUR CHOICES. On how you want to spend your money. More or less, frugal … Read more

How to Shop for Clothes on a Budget

Shopping for clothes. As women, we may love to shop. But, then, the guilt factor may take over for the price of clothing. Sometimes it can be sticker shock. Or maybe you are paying off debt or trying to reach FIRE. So, how can you have a trendy, stylish wardrobe without spending a fortune? Can … Read more