The statistics are horribly true. We don't save. According the Federal Reserve in 2015, 50% of Americans couldn't cover a $400 emergency expense out of savings. Even when you look across income levels, the same statistic was hardly varied. People do not save. Period. It is an unfortunate truth in our society. Honestly, I truly believe the reason why is because we are never taught to save as … [Read more...] about Join the Save Age Challenge for Kids
Contemplating what to do with your tax return? What are the best ways to spend my tax return? Debating between saving it and blowing it? Don’t worry… Every other person is debating between the same thing. With adulting, decisions have to be made – whether you like them or not. Am I going to be smart with my money or am I going to turn a blind eye? Tough decisions. The reality is you … [Read more...] about Simple Ways NOT to Spend Tax Refund
Hi! Today, I have Andy from Penny Less Dad. He brings a different perspective on saving money while paying off debt. As we all know, there are many different opinions and perspectives on the path to achieving Money Bliss. Here are tips to save money while in debt. Enjoy this guest post! Paying off debts and saving money are two different roads. Some say you can’t walk on both at the same … [Read more...] about Tips to Save Money as you Walk Down the Debt Road!
Okay, you are ready to take the plunge and start using cash. Great choice! Cash envelopes here you go! There is no easier way to stay within budget than using cash. You are excited to start and line up all of your plain white envelopes with money! Progress. A couple of months later, those plain white envelopes are trashed from use (which is a good thing since you have been using the cash … [Read more...] about Best Cash Envelopes – Find One to Work for You