For many people, how to eat healthy on a budget is a hotly debated item. Trying to figure out the cost of eating healthy is another. Honestly, just the amount spent on the grocery budget is very contested in many households. However, it is the one area that decisions must be constantly made. What to eat? What to plan for dinner? The question is does eating healthy have to cost a fortune. For … [Read more...] about Does Eating Healthy Have to Cost a Fortune?
This is a question that comes up frequently. So, don't feel like you are alone. Emergency fund or pay off debt? Should I save up an emergency fund? Or should I pay off debt? What is more important to reach financial freedom? What should I choose? Here is the bottom line. Most people unfortunately don't do either - save money or pay off debt. Why? They get paralyzed in trying to make … [Read more...] about What Comes First? Emergency Fund or Pay Off Debt?
Spending freeze sounds lovely. A chance to save extra money. Yes, it will be a challenge to not spend any money. But, think about the progress to pay off debt or save money! We have participated in spending freezes at different times over the years. The number one reason I enjoy them is I get to see what is really needed and what is just excess spending. Each day comes with temptations to … [Read more...] about Are you Up for a Spending Freeze?
Soon our recent graduates will be heading out into the real world. Or better put - the need to start adulting. And you are looking for the graduation gift ideas. Personally, I know many things I wished I knew sooner. So, I could make better choices across many facets of my life. Have you been in the same boat? Most of early choices relate to money because every part of our lives touch money … [Read more...] about Gift for Life – Money Graduation Gift Ideas