Let's face it. Airline baggage fees are here to stay. Gone are the days that you could bring as many bags on the plane as you wanted. The airline industry has changed. So, it is time to catch up and learn to save money on airline baggage fees. Still to this day, I remember purchasing my first nice set of luggage (and at a store that no longer exists). I was super proud to be investing in my … [Read more...] about One Simple Way to Save Big on Airline Baggage Fees
When I start coaching clients, most have no idea of their net worth. Also, there is no concept on the importance to track net worth.The reason why is because they don’t want to face their net worth situation. They are too afraid to look at the reality. What is net worth anyway? Net worth is the difference of assets minus liabilities. Assets – Liabilities = Net Worth For example… Between … [Read more...] about What is the Purpose to Track Net Worth – Even if Negative?
Hi! Today, I have Sophie who is sharing her expertise. Get ready to learn the importance of a saving culture. Saving is not a norm in our society with more and more people living paycheck to paycheck. Here are tips to build a culture of saving. Enjoy this guest post! You work hard every single day to earn money to cover your expenses and build a brighter future … [Read more...] about 3 Easy Ways To Build A Culture of Saving
Let’s face it. Not everything sold in the stores is needed. There are plenty of “want” items as well as a lot of fluff. Many items sold in grocery stores today will wreck your grocery budget (and your health). Below you will find fifty plus items not to buy at the grocery store. I remember the first time I was attempting to lower my grocery budget. One item kept sticking out on my grocery … [Read more...] about 53 Items Not to Buy at the Grocery Store
This is the one questions I get the most often. What can I do because ends don’t meet? We are spending more than we make. How can we stop living paycheck to paycheck? I am at a loss of what to do anymore. How can I overcome my situation? What changes can I make to my budget? I spend a lot of time speaking to groups on money. Why is this such a hot topic each and every time? One … [Read more...] about How to Overcome When Ends Don’t Meet
The statistics are horribly true. We don't save. According the Federal Reserve in 2015, 50% of Americans couldn't cover a $400 emergency expense out of savings. Even when you look across income levels, the same statistic was hardly varied. People do not save. Period. It is an unfortunate truth in our society. Honestly, I truly believe the reason why is because we are never taught to save … [Read more...] about Join the Save Age Challenge for Kids
Hi! Today, I have Andy from Penny Less Dad. He brings a different perspective on saving money while paying off debt. As we all know, there are many different opinions and perspectives on the path to achieving Money Bliss. Here are tips to save money while in debt. Enjoy this guest post! Paying off debts and saving money are two different roads. Some say you can’t walk on both at the same … [Read more...] about Tips to Save Money as you Walk Down the Debt Road!
Cash envelopes for budgeting are a great way to keep you on track with spending. It is the easiest budgeting method to manage. Once the cash is gone, it is gone. The transition to using cash may be difficult at first. But, in the end you can find plenty of success. Cash envelopes here you go! You are excited to start and line up all of your plain white envelopes with money! … [Read more...] about Best Cash Envelopes for Budgeting – Pick Your Favorite
Before we jump into the #1 reason budgets fail, let’s talk about the word budget first. When hearing the word “budgets,” most people cringe. They don’t like the term. They don’t like to live within a budget. It is WAY too constricting for their lifestyle. Well, I agree. Budgets aren’t fun. That is why at Money Bliss – we call them a Cents Plan. A Cents Plan put your “Cents” with your … [Read more...] about #1 Critical Reason Budgets Fail & Learn the Simple Fix
Determining a budget just for a month may seem impossible. Learning how to budget once a year is much simpler. Here is why – you will anticipate every single item throughout the year. Thus, eliminating the urgency of any emergency expenses. Honestly, most emergency expenses are just expenses that we knew would happen we just didn’t want to deal with them or the cost. This is the time to … [Read more...] about How to Budget Once a Year