Just because you want to save a few bucks here and there… does being frugal mean you are cheap? Or does it make you smart? Many times, this debate can become very heated over a holiday dinner conversation. Are you frugal? Are you cheap? In order to bring a consensus to this debate, let's dig into the definitions of each word - cheap and frugal. Then, look at a frugal vs cheap chart … [Read more...] about Does Being Frugal Mean you are Cheap?
Graduation is a couple of months away. Kids are moving up a grade. Parents are getting closer to that point where the kids can head off to college. So, should parents pay for college? This simple question has become more and more hotly debated. Should parents pay for college? Maybe you feel like you should pay for college because your parents paid for your college education. Maybe you … [Read more...] about Parents – Should You Pay for College?
Ready to step up from just cash envelopes to a full cash envelope wallet? At this point, using cash is changing the way money is handled and that is awesome. Trying to sort through and find the best cash wallet system can be a challenge. Find the perfect one for you. The great thing about using a cash envelope wallet is this is more than just a whim; it is a solid foundation. By using cash, the … [Read more...] about Best Cash Envelope Wallets that Won’t Fall Apart
Let's face it. Airline baggage fees are here to stay. Gone are the days that you could bring as many bags on the plane as you wanted. The airline industry has changed. So, it is time to catch up and learn to save money on airline baggage fees. Still to this day, I remember purchasing my first nice set of luggage (and at a store that no longer exists). I was super proud to be investing in my … [Read more...] about One Simple Way to Save Big on Airline Baggage Fees
When I start coaching clients, most have no idea of their net worth. Also, there is no concept on the importance to track net worth.The reason why is because they don’t want to face their net worth situation. They are too afraid to look at the reality. What is net worth anyway? Net worth is the difference of assets minus liabilities. Assets – Liabilities = Net Worth For example… Between … [Read more...] about What is the Purpose to Track Net Worth – Even if Negative?
Hi! Today, I have Sophie who is sharing her expertise. Get ready to learn the importance of a saving culture. Saving is not a norm in our society with more and more people living paycheck to paycheck. Here are tips to build a culture of saving. Enjoy this guest post! You work hard every single day to earn money to cover your expenses and build a brighter future for you and your family. … [Read more...] about 3 Easy Ways To Build A Culture of Saving