Our lives are a gift to enjoy. In today’s society, our lives cannot run without the daily use of money. Money is not about dollars and cents. Money is about our behavior in spending and saving those dollars and cents. When you live with Money Bliss, it is to make the most of your cents without the (stress, fear, anger, disappointment, shame, you fill in the blank). Line up your spending to your heart's desires. This is my focus when coaching clients.
Without a money coach, more than likely would just continue on the path you are currently on. If you want a change, I have the tools to provide you accountability and actionable results. With one-on-one coaching, it provides the time and presonalization needed to reach your personal money goals. Just like with a personal trainer, career coach, or life coach – you want to see results.
Money Bliss | Where Cents Parallel Vision
Money coaching combines the emotional and psychological side of money with the practical.
Money coaching is not the same as working with a financial planner or investment adviser. A Certified Financial Planner offers advice in regards to is investment, retirement, insurance, and tax planning. A investment or financial advisor provides investment advice and may manage your investment portfolio. Many of these professionals are unable to provide the resources needed to change how you relate and spend your money.
With money coaching, you become organized and in control of your money situation. Money coaching changes how you view money and thus changes your life forever. By utilizing a money coach, we will develop an action plan with your specific desires in order to reach Money Bliss.
Over a year ago, I started working with Kristy after my husband lost his job due to his store closing and I was a stay-at-home mom with three children under the age 6 years old. Times were scary and I was vulnerable. Yet I was able to manage with Kristy's help. My goal was simple: to get started with a new vision and stay on track. Kristy has helped us think outside the box, be creative, challenge ourselves and be motivated to at least try. Times are still challenging, yet we have made more progress this year than any other year of our marriage. We have paid $10,000 off on one vehicle, afforded $40,000 in dental work and $2,000 in personal loans.
We have used techniques and solutions Kristy has shared through her research. Her tips and suggestions are practical. They can be applied if you are willing to make the changes towards a better way of life. I trust Kristy's opinion and she is able to personalize what works for you in the season of life you are in. I highly recommend listening to what Kristy has to offer with her one-on-one coaching. My husband and I still have a lot of work to do, but I can sleep well because I am moving toward a goal and I have a coach to keep me on track. ~T.S.
As a money coach, my goal is to help everyone achieve their visions and reach Money Bliss – Where Cents Parallel Vision.
Budget Buster Consult
Ready to take control of your money situation? Looking to refine your budget to save money or pay off debt? Now, is the time. Don't delay any longer. Have an expert reviewing your budget and offer personalized insights to your money situation.
The Budget Buster Consult is for someone who has never budgeted before or haven't succeeded in the past. Also, this is for someone who still can't get ends to meet.
After our Budget Buster Consult, you can expect to create a Cents Plan (budget) that will work for you. Guidance on how to eliminate unnecessary expenses. How to get your budget to work for you each and every month.
Enough spending time letting your money control you. Now, it is time for you to control your money.
Kick the Cash Flow Killer (DEBT) Consult
If you answered yes to any of these questions, then you are ready to Kick the Cash Flow Killer from your life. I remember the day we decided to pay off our debt. One year later, we paid off $53,000 in debt. It is the hardest initial step to take of financial freedom. However, it is the BEST decision we ever made.
After our consult, you can expect a debt payoff plan along with any recommendations for consolidation on your debts.
Managing my finances has always been a priority. After speaking with Kristy, it became clear through her coaching that I was tackling my finances in the reverse order. I needed to prioritize creating a medical and emergency savings first before paying down student loans and saving for vacation. This was confirmed a few weeks after our session, when I had unexpected medical expenses and had not set aside funds to cover them. Although they have since been paid off, Kristy's wisdom guides my financial moves as I go forward and I wish I had followed them sooner. Take care of your finances and start by following Kristy's steps toward financial freedom. -K.L.
Strategic Money Consult
Need an outside, unbiased opinion to get you on the right track? Looking for a solution, but unsure where to start? Overwhelmed on how to start the Money Bliss Steps to Financial Freedom?
During this 90 minute consultation, we will uncover your money questions and concerns. We will outline a basic plan for you to succeed with your money visions.
Coaching topics are dictated by you. What you need to succeed with money. Tired of searching online for answers. Get real answers now.
Overcoming Grocery & Meal Planning Obstacles
Typically, food costs are almost always one of the Cents Plan categories over budget. It is something I hear over and over. Plus, the task of meal planning seems overwhelming.
In our time together, we will set up a plan for you to overcome the grocery budget as well as create a meal plan to work with your family.
This is for someone who must get their grocery budget under control and learn how to meal plan. Bonus – everything is nutritious and easy to make. No rice or beans needed.