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Budgeting

The word budget makes most people cringe…

In all honestly, it means that we must live within our means. Plus, by living under your means you will reach financial freedom faster.

So, what do you choose?

Budget or Financial Freedom?

Here at Money Bliss, we focus on

Where Cents Parallel Vision

Understanding where you want to spend your money is key to obtaining the life you want to live.

That means you need to create a money plan. A budget. You decide (in advance) where you want to spend and save your money.

A budget is that simple.

Our Mission

Empower you to manage money well and live an abundant life.

Making a budget is the first step to financial freedom. Learn everything you need to know to how to make a budget. 

These ideal household budget percentages are to live a full life and not be a slave to money. Double-check you are not overspending on a category.

Popular Budgeting Tools

Get ahead using their FREE tools! Track and manage your money by seeing all of your accounts in one place.

Personally, I have used Quicken for years. This is a great tool if you want an in-depth look at your finances. Start taking control of your money.

Designed to inspire you to manage your money, Moneyspire personal finance software is straightforward—yet still has all the tools you need.

Latest Budgeting Articles...

This is a must read for frugal living. I was worried that being cheap was becoming an obsession. After I took the cheap vs frugal test, I learned that I just want money saving tips. Does being frugal mean you are cheap? Learn how to be frugal without being cheap.

Frugal vs Cheap – Does Being Frugal Mean you are Cheap?

Just because you want to save a few bucks here and there… does being frugal mean you are cheap? Or does it make you smart? Many times, this debate can become very heated over a holiday dinner conversation. Are you frugal? Are you cheap? Frugal vs. cheap. The debate can get heated between friends.  The

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Learn how to make ends meet when you are broke. Get tips and tricks to use to improve your money situation. These ideas are great for families or singles or couples. Get your budget to work for you. Money Bliss

How to Overcome When Ends Don’t Meet

This is the one questions I get the most often. What can I do because ends don’t meet? We are spending more than we make. How can we stop living paycheck to paycheck? I am at a loss of what to do anymore. How can I overcome my situation? What changes can I make to

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Need a spending freeze challenge this month? Get your life and personal finances on track. Start saving money, paying off debt, and reach financial freedom with these frugal living idea. Understand the spending freeze rules for success. Use the free printable to track your spending wish list.

Ultimate Guide to a Successful Spending Freeze

Spending freeze sounds lovely. A chance to save extra money. Yes, it will be a challenge to not spend any money. But, think about the progress to pay off debt or save money! That is why a spending freeze challenge is worth it. However, you are probably wondering how can I not spend money for

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Learn how and why to live below your means. With these simple tips and ideas, you will love your life and your personal finance situation will improve. Saving money to get ahead will shake off overspending. This post is the ultimate guide. #money #finance #savingmoney #moneybliss

How to Live Below Your Means and Love Life

Wondering… what is living below your means?  You are in the right place! You will learn how to live below your means with the best personal finance tips. Living below your means is simply you have money left over at the end of the month. You’re not overspending money you don’t have. You are living

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A Simple Christmas Budget Template to keep You Debt Free

The thrill of Christmas is right around the corner. This is the year you made a fresh decision to start living by a budget. You have been diligent in tracking your spending and set limits designed to help them save more and spend less. You are desperate for a debt free Christmas because you can’t

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