How to Protect Your Aging Parents from Spammers

As your parents get older, they may become more vulnerable to scams and spam. With spammers constantly looking for easy targets, it’s important to take steps to protect them from fraud and identity theft.

In this guide, you’ll find practical ways to shield your aging parents from spammers and give them peace of mind while keeping their finances and personal information safe.

I promise… this is something you want to get ahead of rather than cleaning up afterwards.

Install call-blocking apps or services

Installing call-blocking apps helps prevent unwanted spam calls and telemarketers from bothering your aging parents. These services block known scammers and allow them to manage incoming calls easily.

Many cell phone providers can even filter out these unwanted calls.

Set up strong passwords for online accounts

Help your parents create strong passwords to protect their online accounts. Strong passwords make it harder for hackers to break in and steal personal information or money.

Look into a password manager to help you like Bitwarden, 1Password, or LastPass. This will help you seamless help them from afar, too.

Encourage them to avoid sharing personal information online

Remind your parents not to share sensitive details like Social Security numbers, bank details, or addresses online. Limiting what they share helps keep scammers from accessing their personal data.

This may seem simple, but everyone needs a reminder with the ease of social media.

To learn more: 15 Wise Moves to Protect Yourself from Hackers

Add their phone numbers to the National Do Not Call Registry

Registering their phone number on the National Do Not Call list reduces the number of telemarketing calls they get. It’s a simple step to protect them from constant spam calls and potential fraud.

Teach them to recognize phishing emails and scams

Talk to your parents about phishing emails and how to spot them. If they know what to look for, they can avoid giving out personal information or clicking on links that could lead to scams or identity theft.

Also, emphasize that these spammers are conniving and creative. So, ask them to always check in with you first.

Monitor their financial accounts for suspicious activity

Help your parents regularly check their bank and credit card accounts. Monitoring for unfamiliar transactions can catch issues early and stop fraud before it causes serious financial harm.

Use two-factor authentication on important accounts

Adding two-factor authentication adds an extra layer of protection to your parents’ accounts. This makes it harder for hackers to gain access, even if they get ahold of login details.

For many retirees who don’t have text capabilities, you may have to use your cell phone number to authenticate. Another layer of security.

Limit unsolicited mail by opting out of junk mail services

Help your parents reduce the amount of junk mail they receive by opting out of services that send unsolicited offers. Less mail means less risk of them falling for scams or misleading offers.

Go to DMAchoice and register them. There is a small fee, but the less future hassles are worth it.

Help them review unfamiliar phone numbers and emails before responding

If your parents get calls or emails from numbers or addresses they don’t recognize, remind them to review or ask for help before responding. It’s a simple way to avoid potential scams.

Remember, these scammers are that good!

Regularly update security software on their devices

Keep their devices secure by regularly updating antivirus and security software. This helps protect them from malware, viruses, and other online threats.

Also, teach them that if something is flashing to immediately shut down the device and call you for help.

Encourage them to avoid clicking on unknown links or attachments

Teach your parents not to click on unfamiliar links or download attachments in emails or texts. Clicking these could expose them to hackers or malware.

Even better, never click on links especially that go to your financial information.

Report suspicious messages or calls to the appropriate authorities

If your parents receive suspicious calls or messages, encourage them to report it to the authorities. Reporting scams helps protect others from falling victim to the same schemes.

Every major company also has a fraud department and will look into the suspicious email.

Be Proactive in their Life

Stay involved in your parents’ lives when it comes to finances and technology. Regular communication can help you spot issues early and protect them from becoming a target for scammers.

They will likely be relieved to have help. I always say the internet and technology is still really new and they may be set in their old ways.

To learn more: 20 Must Needed Things to Do to Help Your Aging Parents with their Finances

Know someone else that needs this, too? Then, please share!!