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How can I plan for big holiday meals without overspending?

Planning a big holiday meal can feel overwhelming, especially when trying to keep costs in check. Between festive recipes, decorations, and a long list of guests, the expenses can add up quickly.

But with some savvy planning, you can create a memorable holiday feast without breaking the bank. This guide will show you practical tips for budgeting, shopping smart, and preparing a delicious spread that everyone will enjoy—all while staying within your means.

Let’s dive in and make your holiday celebration affordable, stress-free, and full of cheer!

Set a budget

The image tells about dollar bills and a piece of paper with notes indicating to set a budget to avoid holiday overspending.
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Set a clear budget to avoid holiday overspending. Knowing how much to spend helps with planning each meal item and cuts down on impulse buys. With a budget, it’s easier to make choices that keep costs in check for the holidays.

To learn more: Prep Your Christmas Budget In Time for the Holidays

Create a meal plan

The image shows vegetables, grains, meat, and a girl's hand and writing on the paper with notes indicating to create a meal plan before shopping that helps without going over budget or wasting food.
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Plan your menu before shopping. This way, you’ll only buy ingredients you truly need. Meal planning helps you make a feast everyone will love without going over budget or wasting food.

The same holds true for the whole year.

To learn more: Meal Planning 101 (plus save money each week)

Make a shopping list

The picture of a pen and a notebook with notes refers to making a shopping list based on your meal plan to prevent overspending.
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Write down a shopping list based on your meal plan. Sticking to this list at the store can prevent overspending and ensure you get everything needed for holiday dishes without the extras.

You can always ask others to bring a few key ingredients as well!

Use seasonal ingredients

The picture shows vegetables, fruits, green leaves, and grains on the table which means using seasonal ingredients is often fresher and cheaper.
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Seasonal ingredients are often fresher and cheaper. Planning meals around these ingredients helps stretch your budget and brings out the best flavors in every holiday dish.

To learn more: What is the Best Cheap Food to Buy When Broke?

Plan to cook in batches

The foods show different varieties of foods in a container which refers to the plan to cook in batches to save both time and money.
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Cooking in larger batches saves both time and money. You’ll use fewer ingredients overall, and leftovers can be used creatively for additional meals throughout the holidays.

Coordinate with family or friends

The image shows food on the table together with the whole family enjoying the dinner indicating to coordinate with family or friends by dividing up dishes and making it easier to keep costs low.
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Plan the holiday meal together with family or friends. By dividing up dishes, everyone gets to pitch in, making it easier to keep costs low while still enjoying a big feast together.

Use what you have

The image shows different varieties of ingredients in the containers and a girl holding a bowl of apples while picking up one of the ingredients which refers to using what you have in your pantry to save money and discover great ingredients.
Image Credit: Valerii Honcharuk.

Check your pantry and fridge before shopping. Using what’s on hand helps you save money, and you might discover great ingredients already waiting to be part of your holiday spread.

To learn more: 20 Simple Ways on How to Save Money on Groceries

Consider potluck-style gathering

The picture tells about the different varieties of foods on the table which means to consider potluck-style gatherings to share the work and costs without anyone overspending.
Image Credit: KathrynHatashitaLee from Getty Images Signature.

Make your holiday gathering potluck-style to share the work and costs. Each person can bring a favorite dish, making the meal feel festive and full without anyone overspending.

You can also create a theme for the menu.

Buy in bulk

The pictures of different types of spices in the glass container refer to buying in bulk as the best way to save on key ingredients.
Image Credit: Studio Doros from Getty Images.

Bulk purchases often cost less per unit, especially for staples like rice, flour, or spices. This can be an easy way to save on key ingredients, especially when cooking for a crowd.

To learn more: 175+ Simple and Easy Frugal Living Tips to Save Money

Avoid pre-packaged foods

The photo shows salad food in plastic containers which means to avoid pre-packaged foods to save on big holiday meals.
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Skip pre-packaged or pre-made foods, as they tend to be pricier. Preparing your own ingredients from scratch may take more time, but it’s a great way to save on big holiday meals.

Keep striving for a Christmas on a zero budget

The photo shows a piggy bank with a Christmas hat indicating to keep striving for a Christmas on a zero budget and focused on togetherness and not spending too much.
Image Credit: CatLane from Getty Images Signature.

Try planning Christmas with a “zero-budget” mindset. Challenge yourself to use only what’s in your pantry, seek free activities, and simplify gift-giving for a holiday season focused on togetherness, not spending.

You will be surprised what you can come up with.

To learn more: Christmas on a Zero Budget for Those Who are Broke

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