Saving money is key to reach financial freedom. However, more times that not saving isn’t taught (or caught for that matter). It is something we want to do. We want to save. We start each month with a fresh perspective that this is going to be the month we actually save money. But, once again, … Read more
Saving money is vital for building a strong foundation with money. Too many times, we feel like we are depriving ourselves from doing the things we want to do because we are saving money. However, the opposite is true. By saving money, you are opening the doors to other opportunities. Things you wouldn’t be able … Read more
With each passing year, we start the beginning of the year fired up and ready to change our habits. But, with 2020 looming, the desire to improve the next decade is taken to a heighten level. What does this new decade hold for you? How will you be different in this decade vs the previous … Read more
There are many thoughts on how to spend your money, how much to save, what qualifies as a mandatory vs. discretionary expenses…the list can go on and on. That makes it hard to figure out what should my budget percentages be. When using percentage based budgeting, you are allocating a percentage of a budget for this … Read more
The cash envelope system can be a game changer for anyone struggling with money. It is the best way to only spend what you can actually afford. IN CASH! For many people, they can’t imagine ever spending money any other way than using the cash envelope system. While it is a game changer, you must … Read more
Have you ever thought of putting rules on your money? It is a pretty interesting concept. We tend to have rules for every other area of our life…how much to eat, how much we should watch TV, limiting the amount of social media, amount of time to brush our teeth, etc. Then, that love hate … Read more