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I have always been a lover of gaining more knowledge.
However, the way of learning didn't matter to me – school, books, projects, trail and error. It was the end goal of learning something new.
So, when I got a chance to review Amanda Kintz's newly released book “Dirt Cheap Adult – a Millennial's Guide to Life on a Budget,” I jumped on the opportunity.
Any time I am able to help the Money Bliss community further their journey towards financial freedom it is a win for me.
You might be wondering with all of the best personal finance books out there, what makes this one so different?
One book may hit home with you and make a true impact while another left you wondering why so many people loved that book.
Everyone learns differently.
Plus many of the money management books are written by people like myself who have a passion to help others improve their money situation.
Background on the Author
Amanda's story is a bit different.
She runs the blog, Crunchy Hippie Life. A registered nurse and blogger who wants people to live a natural and eco-friendly lifestyle regardless of your budget.
That is something you don't hear often… live healthy no matter your budget.
Personally, I know it is true because we have done it as well.
But, there isn't many resources out there to truly accomplish how to do it. The marketing geniuses at the top brands want you to buy, buy, buy and need, need, need.
Budgeting for Millennials
First, let's get the elephant out in the room… most millennials never learn to budget.
It is a true fact.
They have been well versed in math, science, English and history. However, the concept of reconciling a check book is foreign and clueless on how to file taxes.
Learning about money and budgeting needs to be a core subject taught in school.
But, it isn't. So, you need to turn to those who went through the school of hard knocks and are teaching you through their books.
Premise of Dirt Cheap Adult
Amanda and her husband lived off of $16,000 for one year.
Yes, that is correct. $16,000.
And the year wasn't 1986. It was in 2014.
Their budget was $16K for the whole year. 365 days.
During that time frame, they rented an apartment, ate healthy, had a baby, worked on paying off student loans, enjoyed date nights, and supported two children through a monthly sponsorship program.
My first thought is how in the world was that possible? And you might be thinking the same way.
Nevertheless, Amanda goes into succinct detail on how they did it and how you can too!
Reasons I love the book Dirt Cheap Adult:
1. Quick Read
That doesn't mean there isn't any good info in the book. Quite contrary, the book is stuffed with ideas to save money.
My time is limited. I don't want to read fluff just to meet a publisher's quota for number or words. I much prefer a quick read that is full of actionable tips.
2. Honest Perspective
Amanda gives an honest standpoint of her view of money and living a healthy lifestyle.
She states when she did things and realized in the end it didn't really fit with her vision for her life. An example is couponing; one that I totally understand and have put aside in my life as well.
When I read this book, I had a difficult time relating to the author. We were in two completely different worlds (not nearing billionaire status).
This book is within the same money management realm, yet with “Dirt Cheap Adult – a Millennial's Guide to Life on a Budget,” you are able to relate to the stories and money saving tips.
3. Easy to Implement
Finally, the saving money and budgeting tips are actionable (and you don't have to be a “money” person). They are easy to implement within an hour.
It doesn't take rocket science to figure it out.
Each and every page is filled with how to live within a budget. Yet, make good choices that fit your lifestyle.
I'm Not a Millennial – Will this Apply to Me?
Yes. Yes. Of course, yes.
Amanda covers simple ways to live an eco-friendly and healthy lifestyle regardless of your age or budget.
You can easily apply any of these concepts to live a more frugal lifestyle. Plus the health benefits are an extra bonus.
Even though, I consider myself a frugal person, I found many golden nuggets of info that I can't wait to implement.
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