21 Christmas Money Tricks You Need to Know
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In today’s world, getting ready for Christmas is an undertaking.
For some, it is months worth of planning. For others, they are flying by the seat of their pants at the very last moment possible. For me personally, I fall into between these two groups depending on the year.
The amount of Christmas money each year that is spent. You need a few tips and tricks up your sleeve to make sure you stay debt free!
To help you out, this post is created so you have all of the best money saving tips for Christmas. That way you can continue to build the life of your dreams.
You need to bookmark this page to come back and reference!
Christmas Budget
A budget means you are making a plan for your money.
It isn't supposed to be limiting or feel restrictive. A budget takes account of what you have available to spend and make sure you are a good steward of your money.
With a Christmas budget, you are making sure you are allocating the money you have to spend on gifts, decorations, parties, food, and decor!
Nothing will be forgotten and you will stay debt free!
A Simple Christmas Budget Template to Keep You Debt Free
This is where the Christmas magic starts.
You need this Christmas worksheet to help you plan a holiday you can afford.
Download your copy and start planning a magical Christmas season!
8 Simple Tips to Rock Your Christmas Budget
Don't skip this section!
You need to know these simple tips to make sure you are successful with your Christmas Budget.
Did you know... If you use a budget at Christmas, then you will find success all year around.
Most Epic Frugal Christmas with No money (or spending very little)
Frugality is one of the traits of those who reach financial independence or saving that first $1M first.
You don't need to spend a ton of money to have an epic Christmas.
Learn these 10 money saving tricks for a frugal Christmas (and don't forget the best part... no one will know you spend little or no money)!
Christmas Money Saving Challenge
Saving money for Christmas helps you spread out the financial cost hitting you at once. One of the best ways to do this is with sinking funds.
A debt free Christmas is what you truly desire!
Start saving today with one of these Christmas money saving challenge. Plus find great ways to save and keep the spirit in Christmas.
25 Simple and Festive Ways to Save for Christmas
This is where you learn to save with a Christmas saving account. Money set aside for one purpose and one thing only - spending at Christmas time.
Plus find fabulous saving money tips on additional ways you can save each and every day!
Every penny saved adds up for your other money goals.
Christmas Budget Challenge for a Debt Free Christmas
Have you ever experiences a debt free Christmas! Let me tell you... it is fabulous to not have the financial hangover come January.
Learn the tricks and secrets for a debt free Christmas.
Plus you can implement these money tips to use all year around.
In this post, you will find specific money saving challenges for Christmas!
Handpick the 52 Week Money Saving Challenge for You
These 52 week money saving challenges are super popular!
Choose from nine different amounts to start saving for today.
In all honesty, most of the amounts are higher than the average Christmas. But you can always save money for another purpose like retirement or vacation.
These Monthly Money Saving Challenges You Need to Try
Prefer to save money on a monthly basis.
Then, check out one of these money saving challenges. Pay yourself first and stress less.
Make Money For Christmas
An income gives you the money for your expenses. However, there are times that you need extra cash for the fun things in life.
Christmas is one place where an extra $500-1000 will make a huge difference.
Learn how to make money for Christmas fast!
You don't want to miss this money making ideas!
20 Genius Ways on How to Make Money Fast
These are tested and proven ways to make money fast.
An extra $100-500 will help your Christmas budget extensively.
Plus many are super easy and don't take much of your time. (Hint: many are ways you shop online anyway!)
How to Make 300 Dollars Fast: 35 Ways to [Earn Extra Cash]
Learn how to make 300 dollars fast and earn extra cash- just in time for Christmas.
This guide will cover the 35 ways of earning extra money in your free time, at home, or online.
How to Make 500 Dollars Fast: 40 Legit Ways to Earn Quick Bucks Today
Are you looking for ways how to make 500 dollars fast before Christmas?
If so, you've come to the right place. In this guide, you'll learn how to earn money quickly and easily by doing things by simple tasks.
How to turn 100 into 1000: 10 Simple Steps to Attract Massive Results
Learn how to turn 100 into 1000 through a series of easy steps.
This is exactly what you need to do to have money for Christmas gifts.
These simple, yet powerful steps will help you make more money and live a better life.
Christmas Spending Tips
This is the FUN PART! Time to figure out where to start shopping and buy the perfect Christmas gift.
But, wait, before you head out and start your shopping, you need these Christmas spending tips.
They will probably change or at least re-think how you plan to spend money this season.
30 Best No Gift Christmas Ideas for Family, Friends, and Neighbors
I have seen and heard from many of you that you are interested in saving money and spending less.
So, today, we are going to look ahead to how you can celebrate the holidays with less money, but still as festive.
This idea of a no gift Christmas may not be a fan favorite with everyone but you will save money and enjoy the holidays.
Whether you're looking to switch things up or keep your budget real, you'll find something here!
How to Spend ZERO at Christmas in a Materialistic Society
I'll be honest. Christmas in America is quite excessive with the amount of time, money, and energy is spent. In addition, most people are stressed to the max making the Pinterest perfect holiday.
In this post, Money Bliss will cover how it is okay to SAY NO and spend ZERO this year.
You will end up with different Christmas traditions. That is okay because it will help you stay focused on your long term aspirations.
Savvy Ways to Spend Less at Christmas & Give Real Presents
Hint: Expensive gifts are necessary. Gifts from the heart and made from love are priceless.
We live in a spending society. It is hard to be cross-culture when everyone around you spends like they have a rich sugar daddy (too many times, it is actually credit card debt).
In this post, learn the smart and savvy ways to spend less at Christmas and still give real gifts.
8 Crazy Simple Tips when Budgeting for Christmas Shopping
Don't start Christmas shopping until you read this post.
You will be shocked to learn how simple these money saving tips are. But, we normally are looking through the rearview mirror at our spending habits.
Be prepared with these tips and you list BEFORE you start shopping!
Christmas Gift Ideas
This is the culmination of all of your efforts in planning, saving, and budgeting. Maybe you need a few last-minute gifts that won't break the bank. Either way, Money Bliss has you covered.
Can you give the presents that your heart truly desires?
Here are the best Christmas gift ideas:
90+ Best Consumable Gifts These Ideas You Need to Know
Looking for the perfect gift? Check out our list of the best consumable gifts!
This is a gift that can be used up one way or another.
Find ideas from clothing and home goods to drinks and food, we've got you covered.
45+ Creative Money Gift Ideas That will Surprise
Money gift ideas are perfect for any occasion!
Learn how to wrap money as a gift.
These are cute ideas for giving money. Always a huge hit!
The Best Christmas Gift Experiences That You Need to Know
Too many times, we are under the false assumption that material gifts are the only types of gifts to give.
This post will teach you why giving gift experiences are a great idea for gift giving.
Change your perspective and enjoy the season.
Honestly, it will change your whole concept of spending money year around and then you can truly consider what you want from life and how you spend your time.
Awesome Gift Ideas When you’re Broke
You never want to utter the words... "I'm broke."
It is embarrassing that you don't have the money to spend on gifts (especially for the ones you love).
The good news alert here... You don't have to spend a fortune on some really awesome gifts!
Cheap Christmas Gifts In 2022: Best Presents That Aren't Inexpensive
We want to give gifts that are thoughtful, stylish, and affordable.
These cheap Christmas gifts offer ideas plus are inexpensive to buy.
More Christmas ideas than you can imagine! Plus delivered straight to your doorstep or the recipient!
The Best Inexpensive Gifts for Coworkers
The holidays are coming up, which means it's time to start thinking about what gifts you're going to give your coworkers. But with a tight budget and limited resources, finding the perfect gift that won't break the bank can be tough.
To help, we've put together an extensive list of 25 inexpensive gifts that your coworkers will actually like!
Christmas Gift Ideas for Kids
Kids love to receive gifts at Christmas!
This list will make sure you spend your hard-earned money on practical gift ideas that the toddlers, children, preteens, and teens will love.
35 Cool Gifts for Kids Who Have Everything - Creative Gifts for the Win
Looking for the perfect gift for a young person who has everything?
Check out our list of 35 cool gifts for kids who have everything! These creative gifts include unique toys and non-toy ideas.
From toys to clothing to experiences, there's something for everyone on this list.
The Most Epic Gift Ideas for Kids Under $10
Have you noticed a trend while reading this ultimate guide to spending less at Christmas? There are so many ways to save money and you need that when it comes to kids.
These gift ideas focus on hands-on learning - no screen time needed.
Oh, this list is totally KID APPROVED!
Made with love by my kids!
Unique Gift Ideas: Gift Ideas That are More than Toys
Parents, forward this to your family who loves to spoil your kids!
I wish I had the courage and strength to say something when my kids were younger. Instead, I have memories of trying to manage and clean up too many toys than they ever needed.
These are great ideas that will create memories for children, parents, and the gift-giver too!
How will You Spend Your Christmas Money Saved?
Instead of worrying about how much money is appropriate for a Christmas gift, you learned you to spend your Christmas money that you set aside.
Don’t let the spirit of Christmas ruin your personal finances!
This is the time of year to prove to yourself that you can implement a few money management tricks and be very successful.
Just like with personal finances, by making a plan for your Christmas money ends with better results than living paycheck to paycheck.
Enjoy the season knowing you can stay debt free and keep reaching your money goals!
Did the post resonate with you?
More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!
Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.