This is where the Christmas magic starts.

You need this Christmas worksheet to help you plan a holiday you can afford.

Download your copy and start planning a magical Christmas season!

Don't skip this section!

You need to know these simple tips to make sure you are successful with your Christmas Budget.

Did you know... If you use a budget at Christmas, then you will find success all year around.

Frugality is one of the traits of those who reach financial independence or saving that first $1M first.

You don't need to spend a ton of money to have an epic Christmas.

Learn these 10 money saving tricks for a frugal Christmas (and don't forget the best part... no one will know you spend little or no money)!

This is where you learn to save with a Christmas saving account. Money set aside for one purpose and one thing only - spending at Christmas time.

Plus find fabulous saving money tips on additional ways you can save each and every day!

Every penny saved adds up for your other money goals.

Have you ever experiences a debt free Christmas! Let me tell you... it is fabulous to not have the financial hangover come January.

Learn the tricks and secrets for a debt free Christmas.

Plus you can implement these money tips to use all year around.

In this post, you will find specific money saving challenges for Christmas!

These 52 week money saving challenges are super popular!

Choose from nine different amounts to start saving for today.

In all honesty, most of the amounts are higher than the average Christmas. But you can always save money for another purpose like retirement or vacation.

Prefer to save money on a monthly basis.

Then, check out one of these money saving challenges. Pay yourself first and stress less.

These are tested and proven ways to make money fast.

An extra $100-500 will help your Christmas budget extensively.

Plus many are super easy and don't take much of your time. (Hint: many are ways you shop online anyway!)

Learn how to make 300 dollars fast and earn extra cash- just in time for Christmas.

This guide will cover the 35 ways of earning extra money in your free time, at home, or online.

Are you looking for ways how to make 500 dollars fast before Christmas?

If so, you've come to the right place. In this guide, you'll learn how to earn money quickly and easily by doing things by simple tasks.

Learn how to turn 100 into 1000 through a series of easy steps.

This is exactly what you need to do to have money for Christmas gifts.

These simple, yet powerful steps will help you make more money and live a better life.

I have seen and heard from many of you that you are interested in saving money and spending less.

So, today, we are going to look ahead to how you can celebrate the holidays with less money, but still as festive.

This idea of a no gift Christmas may not be a fan favorite with everyone but you will save money and enjoy the holidays.

Whether you're looking to switch things up or keep your budget real, you'll find something here!

I'll be honest. Christmas in America is quite excessive with the amount of time, money, and energy is spent. In addition, most people are stressed to the max making the Pinterest perfect holiday.

In this post, Money Bliss will cover how it is okay to SAY NO and spend ZERO this year.

You will end up with different Christmas traditions. That is okay because it will help you stay focused on your long term aspirations.

Hint: Expensive gifts are necessary. Gifts from the heart and made from love are priceless.

We live in a spending society. It is hard to be cross-culture when everyone around you spends like they have a rich sugar daddy (too many times, it is actually credit card debt).

In this post, learn the smart and savvy ways to spend less at Christmas and still give real gifts.

Don't start Christmas shopping until you read this post.

You will be shocked to learn how simple these money saving tips are. But, we normally are looking through the rearview mirror at our spending habits.

Be prepared with these tips and you list BEFORE you start shopping!

Looking for the perfect gift? Check out our list of the best consumable gifts!

This is a gift that can be used up one way or another.

Find ideas from clothing and home goods to drinks and food, we've got you covered.

Money gift ideas are perfect for any occasion!

Learn how to wrap money as a gift.

These are cute ideas for giving money. Always a huge hit!

Too many times, we are under the false assumption that material gifts are the only types of gifts to give.

This post will teach you why giving gift experiences are a great idea for gift giving.

Change your perspective and enjoy the season.

Honestly, it will change your whole concept of spending money year around and then you can truly consider what you want from life and how you spend your time.

You never want to utter the words... "I'm broke."

It is embarrassing that you don't have the money to spend on gifts (especially for the ones you love).

The good news alert here... You don't have to spend a fortune on some really awesome gifts!

We want to give gifts that are thoughtful, stylish, and affordable.

These cheap Christmas gifts offer ideas plus are inexpensive to buy. 

More Christmas ideas than you can imagine! Plus delivered straight to your doorstep or the recipient!

The holidays are coming up, which means it's time to start thinking about what gifts you're going to give your coworkers. But with a tight budget and limited resources, finding the perfect gift that won't break the bank can be tough.

To help, we've put together an extensive list of 25 inexpensive gifts that your coworkers will actually like!

Looking for the perfect gift for a young person who has everything?

Check out our list of 35 cool gifts for kids who have everything!  These creative gifts include unique toys and non-toy ideas.

From toys to clothing to experiences, there's something for everyone on this list.

Have you noticed a trend while reading this ultimate guide to spending less at Christmas? There are so many ways to save money and you need that when it comes to kids.

These gift ideas focus on hands-on learning - no screen time needed.

Oh, this list is totally KID APPROVED!

Made with love by my kids!

Parents, forward this to your family who loves to spoil your kids!

I wish I had the courage and strength to say something when my kids were younger. Instead, I have memories of trying to manage and clean up too many toys than they ever needed.

These are great ideas that will create memories for children, parents, and the gift-giver too!