This is where the Christmas magic starts.

You need this Christmas worksheet to help you plan a holiday you can afford.

Download your copy and start planning a magical Christmas season!

Don't skip this section!

You need to know these simple tips to make sure you are successful with your Christmas Budget.

Did you know... If you use a budget at Christmas, then you will find success all year around.

Frugality is one of the traits of those who reach financial independence or saving that first $1M first.

You don't need to spend a ton of money to have an epic Christmas.

Learn these 10 money saving tricks for a frugal Christmas (and don't forget the best part... no one will know you spend little or no money)!

This is where you learn to save with a Christmas saving account. Money set aside for one purpose and one thing only - spending at Christmas time.

Plus find fabulous saving money tips on additional ways you can save each and every day!

Every penny saved adds up for your other money goals.

Have you ever experiences a debt free Christmas! Let me tell you... it is fabulous to not have the financial hangover come January.

Learn the tricks and secrets for a debt free Christmas.

Plus you can implement these money tips to use all year around.

In this post, you will find specific money saving challenges for Christmas!

These 52 week money saving challenges are super popular!

Choose from nine different amounts to start saving for today.

In all honesty, most of the amounts are higher than the average Christmas. But you can always save money for another purpose like retirement or vacation.

Prefer to save money on a monthly basis.

Then, check out one of these money saving challenges. Pay yourself first and stress less.

These are tested and proven ways to make money fast.

An extra $100-500 will help your Christmas budget extensively.

Plus many are super easy and don't take much of your time. (Hint: many are ways you shop online anyway!)

Do you know how much money you have laying around yourself? You may be surprised at the extra cash you have sitting in your house.

Clear out your house and make some money at the same time.

That is a win-win right before the holidays!

Everyone is buying groceries.

Take a few seconds and scan your receipt to earn cash back. EVEN BETTER - many apps now automatically link to your rewards card to earn money back without any effort on your part once set up.

Just remember... every dollar adds up towards your Christmas fund.

Oh my, if you don't know a gig economy job is then you need to jump on the bandwagon!

These are the fastest ways to make real cash quickly.

Also, many of the gig economy jobs can be fun hobbies for you to pursue.

A side hustle is a longer burn to make real cash.

However, once you do, much of the money is passive income and that is a great way to create multiple streams of money coming in.

Interested in starting an online business, then start here.

I'll be honest. Christmas in America is quite excessive with the amount of time, money, and energy is spent. In addition, most people are stressed to the max making the Pinterest perfect holiday.

In this post, Money Bliss will cover how it is okay to SAY NO and spend ZERO this year.

You will end up with different Christmas traditions. That is okay because it will help you stay focused on your long term aspirations.

Don't start Christmas shopping until you read this post.

You will be shocked to learn how simple these money saving tips are. But, we normally are looking through the rearview mirror at our spending habits.

Be prepared with these tips and you list BEFORE you start shopping!

Let's be real... 2020 has changed how everyone shops! We now heavily rely on online shopping.

So, you need to master online shopping tips and tricks to be successful.

When is the last time you had a package delivered from Amazon? (It is okay to admit that one just showed up at your doorstep.)

Unfortunately, too many people shop on Amazon without knowing some of the great ways to save money.

This post will teach you to be savvy this shopping season on Amazon.

Too many times, we are under the false assumption that material gifts are the only types of gifts to give.

This post will teach you why giving gift experiences are a great idea for gift giving.

Change your perspective and enjoy the season.

Honestly, it will change your whole concept of spending money year around and then you can truly consider what you want from life and how you spend your time.

Hint: Expensive gifts are necessary. Gifts from the heart and made from love are priceless.

We live in a spending society. It is hard to be cross-culture when everyone around you spends like they have a rich sugar daddy (too many times, it is actually credit card debt).

In this post, learn the smart and savvy ways to spend less at Christmas and still give real gifts.

Have you noticed a trend while reading this ultimate guide to spending less at Christmas? There are so many ways to save money and you need that when it comes to kids.

These gift ideas focus on hands-on learning - no screen time needed.

Oh, this list is totally KID APPROVED!

Made with love by my kids!

Parents, forward this on to your family who loves to spoil your kids!

I wish I had the courage and strength to say something when my kids were younger. Instead, I have memories of trying to manage and clean up too many toys than they ever needed.

These are great ideas that will create memories for children, parents, and the gift-giver too!

You never want to utter the words... "I'm broke."

It is embarrassing that you don't have the money to spend on gifts (especially for the ones you love).

The good news alert here... You don't have to spend a fortune on some really awesome gifts!