Contemplating what to do with your tax return? The average tax return is typically about $3000. What are the best ways to spend my tax return? One side of the coin would be to save it - just like any prudent, well-meaning adult would do. On the flip side of the coin, it would be to blow it, let the reins loose and enjoy a little bit more than normal. Don’t worry… Every other … [Read more...] about 7 Humorous Ways on How NOT to Spend Tax Refund (Yet they happen)
Knowing money basics is critical.
This is something most people didn't learn growing up or in school. Most of us learned for the case of hard knocks.
Stick around and learn money management basics.
Stop making the same mistakes over and over.
Dedicate yourself to making changes and transform your personal finances.
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This is probably one of the top questions I get all the time... Should I pay off debt or save money? There is a very clear answer on what you should do. We just need to make sure you have a few things in order first. The one (big) thing we learned before our successful attempt to pay off our debt is we were trying to accomplish everything at once. It was very difficult to make progress on … [Read more...] about Should I Pay Off Debt or Save Money – Yes!
The good and bad with taxes. The good news is hopefully you are receiving some tax refund back. The bad news is you have to file your taxes. (If you haven't started yet, learn how to file your taxes online in one afternoon.) For this post, we are going to focus on the good news. You have a tax refund coming your way! Now, decisions have to be made on what to do with your tax refund. … [Read more...] about 10 Smart Ways to Spend Tax Return & Not Blow It
Probably the subject line here makes you cringe. How to talk about money with your spouse? Maybe it is your significant other? Or partner? This can be a touchy and difficult conversation to have. Especially when the talking leads to fighting, which just escalates the emotions even further. So, how can you talk to your spouse about money without fighting? Or how can you move past the … [Read more...] about How to Talk about Money with your Spouse
With each passing year, we start the beginning of the year fired up and ready to change our habits. But, with 2020 looming, the desire to improve the next decade is taken to a heighten level. What does this new decade hold for you? How will you be different in this decade vs the previous decade? What do you want to accomplish? The question remains are you truly ready to make any … [Read more...] about Top 10 Personal Finance Tips for 2020
The cash envelope system can be a game changer for anyone struggling with money. It is the best way to only spend what you can actually afford. IN CASH! For many people, they can't imagine ever spending money any other way than using the cash envelope system. While it is a game changer, you must learn how to use the cash envelope system correctly. If not, you are in the same game as … [Read more...] about How to Successfully Use the Cash Envelope System