The good, the bad, and the ugly of student loans. The good is *hopefully* you get to use your degree and earn more money than before. The bad news is that you have to pay off student loans. And the ugly is when student loan payment first come due. This takes me back to when my first student loan payment was due. I was broke. No denying that. I was broke. Didn’t have any extra money. … [Read more...] about Ultimate Guide On How To Refinance Student Loans
Cash Flow Killer (DEBT)
Debt is a burden.
There is no way to get around that. Money Bliss can help. It doesn't matter the type of debt - car loans, credit card debt, or student loan debt.
Debt is the cash flow killer each and every month.
There is hope! Paying off debt is possible. We have done it. Same with other Money Bliss readers!
Learn how to get out of debt.
Understand the true meaning of debt and why it is withholding you from the life you want to live.
Commit to pay off your debt! Don't delay. Start today.
Top Cash Flow Killer (DEBT) posts:
Paying off debt is Money Bliss Step #4.
Why isn't paying off debt the first priority?
Very simple...you need to follow the Money Bliss Steps in order to succeed with money.
If you ultimate goal is just to payoff debt, then you will be caught in the debt trap once again. Learn the Money Bliss Steps for Financial Freedom.
Paying off debt is one of the biggest financial hurdles facing people every single day. While the concept of paying off debt seems simple enough, it can seem like a monumental effort to make it happen. Why? It is one thing to say, “I want to pay off debt.” And a completely different one to payoff debt. Is this something you have struggled with too? Normally, the reason why people fail … [Read more...] about Are You Making One of these Common Debt Payoff Mistakes
Let’s face it. Once you realize the amount of debt accumulated, it is easy to turn and bury your head in the sand. In today’s society, access to debt is WAY TOO EASY! Everywhere you go, there are advertisements for a credit card, HELOC, personal loan, auto loan, the list goes on and on. Spending money on credit is easy (and let’s admit it – FUN). And then, the minimum payments get a … [Read more...] about 7 Things to Give UP to Pay Off Debt Faster
This is a question that comes up frequently. So, don't feel like you are alone. Emergency fund or pay off debt? Should I save up to build an emergency fund? Or should I pay off debt? What is more important to stop living paycheck to paycheck and maybe someday reach financial freedom? What should I choose? People know that saving money for a rainy day is a good thing. But, do you truly … [Read more...] about What Comes First? Emergency Fund or Pay Off Debt?
Are you ready to save money in advance for Christmas this year? Then, you are in the right place. With this Christmas Budget Challenge, you will be prepared for holiday spending and not be scrambling at the last minute. Get prepared for a debt free Christmas! Tired of overspending? This challenge is perfect for you. Tired of the post-Christmas debt hangover? This is exactly what you … [Read more...] about Christmas Budget Challenge for a Debt Free Christmas
Finally, debt free now what? What happens when you are out of debt? Remember that moment when you say I'm debt free! How did it feel? Today, there are many resources to help you pay off debt. The one thing many of them don’t talk about is what to do after you pay off debt. Guess what, a HIGH percentage end back in debt in a couple of years!! Seriously. I hear about it over and … [Read more...] about I’m Debt Free, How to Avoid Not Falling Back in Debt Trap