A bare bones budget. The bare minimum living expenses. That is what we are going to uncover today. So, many times we get wrapped up in life with bills and spending that we confuse what are mandatory and discretionary expenses. Needs vs wants. The gray area is very difficult to see through. If you have been caught up in that trap, don't fret! You are not alone! All of us have. That is … [Read more...] about How to Improve Your Finances with a Bare Bones Budget
Cash Flow Killer (DEBT)
Debt is a burden.
There is no way to get around that. Money Bliss can help. It doesn't matter the type of debt - car loans, credit card debt, or student loan debt.
Debt is the cash flow killer each and every month.
There is hope! Paying off debt is possible. We have done it. Same with other Money Bliss readers!
Learn how to get out of debt.
Understand the true meaning of debt and why it is withholding you from the life you want to live.
Commit to pay off your debt! Don't delay. Start today.
Top Cash Flow Killer (DEBT) posts:
Paying off debt is Money Bliss Step #4.
Why isn't paying off debt the first priority?
Very simple...you need to follow the Money Bliss Steps in order to succeed with money.
If you ultimate goal is just to payoff debt, then you will be caught in the debt trap once again. Learn the Money Bliss Steps for Financial Freedom.
Living below your means is simply you have money left over at the end of the month. You're not overspending money you don't have. You are living within or below the monthly income. In all honesty, you are living differently than 95% of people. It is possible to live below your means. The choice is yours on how to spend your money. Are you going to build a strong foundation with money? Or are … [Read more...] about How to Live Below Your Means and Love Life
The mind is a powerful thing. Yet, as humans, we take for granted everything the brain is capable of doing. Many of the brain functions happen automatically without any instruction from us. (Which in reality is a really cool thing.) However, the mind is capable of listening to how the feelings of the person and reacts according. Recently, I was introduced to the work of … [Read more...] about With the Right Money Mindset, Go from Broke to Rich
The dread. The agony. The wondering when will this ever quit. Can I just catch up and take a breath? Living paycheck to paycheck is tough. There is no way to paint it beautiful; it is hard. This is your current reality. But, living paycheck to paycheck doesn't have to be your reality. You can and will break the cycle. This ultimate guide will teach you! Learn the warning signs, how to … [Read more...] about How to Stop Living Paycheck to Paycheck
Lifestyle creep is a real thing! Plus it easy for it to slowly creep into your lives without even realizing it. Seriously...lifestyle creep can sweep in and take over without a blink of an eye. It is simple, gradual spending that seems "normal" until it has completely knocked you off course. Lifestyle creep is overspending at its finest moment. You just got a pay raise to celebrate, so … [Read more...] about Avoid the Trap of Lifestyle Creep and Reach Financial Freedom
Are you guilty of these money mistakes? No matter how hard we try and get away from money, it just isn't going to happen. Money decisions have to be made. Whether we decide to make good decisions. Ignore making money decisions. Or ultimately, make bad decisions with our money. Just last night, someone was telling me how much the loathed the idea of having to manage money. Guess … [Read more...] about Money Mistakes To Avoid That Will Leave You Broke