Cash envelopes for budgeting are a great way to keep you on track with spending. It is the easiest budgeting method to manage. Once the cash is gone, it is gone. The transition to using cash may be difficult at first. But, in the end you can find plenty of success. Cash envelopes here you go! You are excited to start and line up all of your plain white envelopes with money! … [Read more...] about Best Cash Envelopes for Budgeting – Pick Your Favorite
Budget (Cents Plan)
The word budget makes most people cringe...
In all honestly, it means that we must live within our means.
However, on the flip side, a budget will help you reach financial freedom faster.
So, what do you choose? Budget or Financial Freedom?
Here at Money Bliss, we focus on
Where Cents Parallel Vision
Understanding where you want to spend your money is key to obtaining the life you want to live.
So, what do you choose?
Budget or Financial Freedom
Top Money Bliss Budgeting Tips:
Before we jump into the #1 reason budgets fail, let’s talk about the word budget first. When hearing the word “budgets,” most people cringe. They don’t like the term. They don’t like to live within a budget. It is WAY too constricting for their lifestyle. Well, I agree. Budgets aren’t fun. That is why at Money Bliss – we call them a Cents Plan. A Cents Plan put your “Cents” with your … [Read more...] about #1 Critical Reason Budgets Fail & Learn the Simple Fix
Determining a budget just for a month may seem impossible. Learning how to budget once a year is much simpler. Here is why – you will anticipate every single item throughout the year. Thus, eliminating the urgency of any emergency expenses. Honestly, most emergency expenses are just expenses that we knew would happen we just didn’t want to deal with them or the cost. This is the time to … [Read more...] about How to Budget Once a Year
One of the categories in the Cents Plan (AKA budget) is called Slush Fund. There are many names for Slush Fund: Pocket Money Spending Cash Pocket Change Allowance (I’m totally against that one) Petty Cash Kitty Fund Cump change Just pick your favorite name for it and let's understand the rules and advantages. Regardless of what you call slush fund money, one meaning … [Read more...] about 4 Rules and Advantages of Slush Fund (Pocket) Money
Sinking funds are money set aside for a specific purpose. By using a sinking fund, the avoidance of having a money emergency goes away. Typically, these funds are expenses that randomly pop up or expenses that are paid on a quarterly or yearly basis. So, what are sinking fund examples? CENTS PLAN DOWNLOAD Need new tires? Taken care of with car service fund. Want to take a vacation? … [Read more...] about Complete Guide to Sinking Funds – Why They are So Important?
Saving money gives you the freedom to live the life you want to live. However, the statistics prove that for Americans saving is the hardest thing to do. You might be wondering…Is it possible to save money? However, are you ready to learn how to save money? Yes, it is possible to save money! If you are willing to learn how to save money. Plus, with these tips, you can save money … [Read more...] about How to Save Money (Simple & Easy Tips)