One Trillion Dollars.That is how much is spent during the Christmas holiday season.Given the credit card debt in our society, I am going to assume much of the Christmas presents will be charged and that debt will be attempted to pay for at a later time. That is the sad truth. And an assumption (which I would love to be wrong on).Don't feel guilty if that has been you. Stuff … [Read more...] about 8 Simple Tips to Rock Your Christmas Budget
Budget (Cents Plan)
The word budget makes most people cringe...
In all honestly, it means that we must live within our means.
However, on the flip side, a budget will help you reach financial freedom faster.
So, what do you choose? Budget or Financial Freedom?
Here at Money Bliss, we focus on
Where Cents Parallel Vision
Understanding where you want to spend your money is key to obtaining the life you want to live.
So, what do you choose?
Budget or Financial Freedom
Top Money Bliss Budgeting Tips:
A bare bones budget. The bare minimum living expenses.That is what we are going to uncover today.So, many times we get wrapped up in life with bills and spending that we confuse what are mandatory and discretionary expenses. Needs vs wants. The gray area is very difficult to see through.If you have been caught up in that trap, don't fret! You are not alone! All of us have.That is … [Read more...] about How to Improve Your Finances with a Bare Bones Budget
Separate bank accounts is so helpful with managing money.It helps to divide up money for certain purposes and not accidentally used.It is a great budgeting trick! Probably my favorite one :)This is helpful for people prone to overspending, turning to debt first, or those just needed money out of their main bank account.The questions remains... how many bank accounts should I have? … [Read more...] about This is the Simple Answer…How Many Bank Accounts Should I Have
Living below your means is simply you have money left over at the end of the month. You're not overspending money you don't have. You are living within or below the monthly income.In all honesty, you are living differently than 95% of people.It is possible to live below your means. The choice is yours on how to spend your money. Are you going to build a strong foundation with money? Or are … [Read more...] about How to Live Below Your Means and Love Life
I am always looking for ways to save money. The reason why I love saving money is it frees up money to be used for another purpose - like travel or help us reach financial freedom sooner.Many of my friends think I am some money saving genius. However, it isn't that at all. I just flat out don't spend money on certain items.I find it wasteful. Money that could be better spent in other … [Read more...] about 12 Things I Quit Buying to Save Money
The mind is a powerful thing. Yet, as humans, we take for granted everything the brain is capable of doing. Many of the brain functions happen automatically without any instruction from us. (Which in reality is a really cool thing.)However, the mind is capable of listening to how the feelings of the person and reacts according.Recently, I was introduced to the work of … [Read more...] about With the Right Money Mindset, Go from Broke to Rich