With each passing year, we start the beginning of the year fired up and ready to change our habits. But, with 2020 looming, the desire to improve the next decade is taken to a heighten level. What does this new decade hold for you? How will you be different in this decade vs the previous decade? What do you want to accomplish? The question remains are you truly ready to make any … [Read more...] about Top 10 Personal Finance Tips for 2020
Budget (Cents Plan)
The word budget makes most people cringe...
In all honestly, it means that we must live within our means.
However, on the flip side, a budget will help you reach financial freedom faster.
So, what do you choose? Budget or Financial Freedom?
Here at Money Bliss, we focus on
Where Cents Parallel Vision
Understanding where you want to spend your money is key to obtaining the life you want to live.
So, what do you choose?
Budget or Financial Freedom
Top Money Bliss Budgeting Tips:
Have you ever really considered what you buy? Or does it end up in your house without even realizing it? Too many times, we shop and go on autopilot and we don't even think about how or why we are spending our money on certain things. That is exactly what the marketers want you to do. Shop and don't even realize what you are spending and how much you are spending. However, it can be … [Read more...] about 35 Ways You Wasted Money This Year
There are many thoughts on how to spend your money, how much to save, what qualifies as a mandatory vs. discretionary expenses…the list can go on and on. That makes it hard to figure out what should my budget percentages be. When using percentage based budgeting, you are allocating a percentage of a budget for this category or that category. Also, did you know it is one of many … [Read more...] about How to Budget Your Money With Percentages – Cents Plan Formula
The cash envelope system can be a game changer for anyone struggling with money. It is the best way to only spend what you can actually afford. IN CASH! For many people, they can't imagine ever spending money any other way than using the cash envelope system. While it is a game changer, you must learn how to use the cash envelope system correctly. If not, you are in the same game as … [Read more...] about How to Successfully Use the Cash Envelope System
Have you ever thought of putting rules on your money? It is a pretty interesting concept. We tend to have rules for every other area of our life...how much to eat, how much we should watch TV, limiting the amount of social media, amount of time to brush our teeth, etc. Then, that love hate relationship comes up with rules. We love rules because they provide structure and guidance when … [Read more...] about 10 Money Rules You Need to Live By
Right now, desperation is setting in and the need to know how to drastically cut expenses is critical. But, you don't know where to start. Thinking about even learning how to drastically cut household expenses seems painful before you even start making changes. You love your life the way it is, but deep down you know that you can't afford how you are spending money. Keeping up this … [Read more...] about 10 Ways on How to Drastically Cut Expenses Now