There are many thoughts on how to spend your money, how much to save, what qualifies as a mandatory vs. discretionary expenses…the list can go on and on. When using percentage based budgeting, you are allocating a percentage of a budget for this category or that category. Also, did you know it is one of many budgeting methods? All of the Best Methods of Budgeting You Need to … [Read more...] about You Need to Know Why the 50/20/30 Budget Rule is Wrong & How to Use the Cents Plan Formula
Budget (Cents Plan)
The word budget makes most people cringe...
In all honestly, it means that we must live within our means.
However, on the flip side, a budget will help you reach financial freedom faster.
So, what do you choose? Budget or Financial Freedom?
Here at Money Bliss, we focus on
Where Cents Parallel Vision
Understanding where you want to spend your money is key to obtaining the life you want to live.
So, what do you choose?
Budget or Financial Freedom
Top Money Bliss Budgeting Tips:
The cash envelope system can be a game changer for anyone struggling with money. It is the best way to only spend what you can actually afford. IN CASH! For many people, they can't imagine ever spending money than using the cash envelope system. While it is a game changer, you must learn how to use the cash envelope system correctly. If not, you are in the same game as before. It won't be … [Read more...] about How to Successfully Use the Cash Envelope System
Have you ever thought of putting rules on your money? It is a pretty interesting concept. We tend to have rules for every other area of our life...how much to eat, how much we should watch TV, limiting the amount of social media, amount of time to brush our teeth, etc. Then, that love hate relationship comes up with rules. We love rules because they provide structure and guidance when … [Read more...] about 10 Money Rules You Need to Live By
Right now, desperation is setting in and the need to know how to drastically cut expenses is critical. But, you don't know where to start. Thinking about even learning how to drastically cut household expenses seems painful before you even start making changes. You love your life the way it is, but deep down you know that you can't afford how you are spending money. Keeping up this … [Read more...] about 10 Ways on How to Drastically Cut Expenses Now
In the perfect world, you can afford to buy the healthiest of foods, all organic, never with GMOs especially because you know that by eating healthy foods, you will look and feel better. Then reality sets in when you walk into the grocery store. It sucks to buy food when you are broke. You are trying your best, but there isn't enough money to go around and pay all of your bills. Yet … [Read more...] about What is the Best Cheap Foods to Buy When Broke?
The success of any budget lies in planning the personal expenses. While that may seem simple… It’s can be… But then, that is when most people give up on a budget. Most people gave up on a budget because they forget about certain expenses and didn't know what to do next. Early on in my budgeting life, I struggled a lot. So, don't fret if that is you too! Figuring out how your … [Read more...] about 110+ Personal Budget Categories for a Fail-Proof Budget