The dread. The agony. The wondering when will this ever quit. Can I just catch up and take a breath? Living paycheck to paycheck is tough. There is no way to paint it beautiful; it is hard. This is your current reality. But, living paycheck to paycheck doesn't have to be your reality. You can and will break the cycle. It just takes a little perseverance, a little dedication, and some … [Read more...] about How to Stop Living Paycheck to Paycheck
Budget (Cents Plan)
The word budget makes most people cringe...
In all honestly, it means that we must live within our means.
However, on the flip side, a budget will help you reach financial freedom faster.
So, what do you choose? Budget or Financial Freedom?
Here at Money Bliss, we focus on
Where Cents Parallel Vision
Understanding where you want to spend your money is key to obtaining the life you want to live.
So, what do you choose?
Budget or Financial Freedom
Top Money Bliss Budgeting Tips:
Lifestyle creep is a real thing! Plus it easy for it to slowly creep into your lives without even realizing it. Seriously...lifestyle creep can sweep in and take over without a blink of an eye. It is simple, gradual spending that seems "normal" until it has completely knocked you off course. Lifestyle creep is overspending at its finest moment. You just got a pay raise to celebrate, so … [Read more...] about Avoid the Trap of Lifestyle Creep and Reach Financial Freedom
Living on a budget isn't hard. It isn't meant to be difficult. Or painful. Or mean. Living on a budget is the conscious effort to actually spend less than you make and know that your bills, savings, and giving are covered. But, what is the fun of that? Seriously... why should you be prudent with your money when the neighbor next door has a ton of fun and toys then files for … [Read more...] about How to Make Living on a Budget Painless
The decision to transition from two income to one doesn't come lightly. There are many reasons… to become a stay at home mom or dad, freedom, work-life balance, whatever your reason - the desire to live off one income exists. Maybe you want to start your journey to financial freedom sooner? The thought of living on one income can sound FRIGHTENING! But, it doesn't have to be if you take the … [Read more...] about Be Successful on How to Go from Two Incomes to One
In my younger years, I would frivolously spend money just because I finally had money to spend. Obviously, the savings concept was completely foreign to me. One of the main reasons that basic money principles need to be taught in school (or at least basic concepts of save, give, and the true cost of debt). Read more about the Cents Plan Formula. I was caught in the trap of overspending! That … [Read more...] about 12 Painless Ways to Save Money on a Tight Budget
Are you guilty of these money mistakes? No matter how hard we try and get away from money, it just isn't going to happen. Money decisions have to be made. Whether we decide to make good decisions. Ignore making money decisions. Or ultimately, make bad decisions with our money. Just last night, someone was telling me how much the loathed the idea of having to manage money. Guess … [Read more...] about Money Mistakes To Avoid That Will Leave You Broke