Just because you want to save a few bucks here and there… does being frugal mean you are cheap? Or does it make you smart? Many times, this debate can become very heated over a holiday dinner conversation. Are you frugal? Are you cheap? Frugal vs. cheap. The debate can get heated between friends. The opinions on both of them vary differently, and honestly, it is because … [Read more...] about Frugal vs Cheap – Does Being Frugal Mean you are Cheap?
Budget (Cents Plan)
The word budget makes most people cringe...
In all honestly, it means that we must live within our means.
However, on the flip side, a budget will help you reach financial freedom faster.
So, what do you choose? Budget or Financial Freedom?
Here at Money Bliss, we focus on
Where Cents Parallel Vision
Understanding where you want to spend your money is key to obtaining the life you want to live.
So, what do you choose?
Budget or Financial Freedom
Top Money Bliss Budgeting Tips:
Sinking funds are money set aside for a specific purpose. By using a sinking fund, the avoidance of having a money emergency goes away. Typically, these funds are expenses that randomly pop up or expenses that are paid on a quarterly or yearly basis. So, what are sinking fund examples? Need new tires? Taken care of with car service fund. Want to take a vacation? Taken care of … [Read more...] about Complete Guide to Sinking Funds Examples & Categories
Probably the subject line here makes you cringe. How to talk about money with your spouse? Maybe it is your significant other? Or partner? This can be a touchy and difficult conversation to have. Especially when the talking leads to fighting, which just escalates the emotions even further. So, how can you talk to your spouse about money without fighting? Or how can you move past the … [Read more...] about How to Talk about Money with your Spouse
Saving money is key to reach financial freedom. However, more times that not saving isn't taught (or caught for that matter). It is something we want to do. We want to save. We start each month with a fresh perspective that this is going to be the month we actually save money. But, once again, it doesn't happen the way you want. You want to change and start saving money. Plus stick to … [Read more...] about Important to Know How to Save Money Each and Every Month
Saving money is vital for building a strong foundation with money. Too many times, we feel like we are depriving ourselves from doing the things we want to do because we are saving money. However, the opposite is true. By saving money, you are opening the doors to other opportunities. Things you wouldn't be able to do otherwise. By saving money each month, you are continually building your … [Read more...] about These Monthly Money Saving Challenges You Need to Try
With each passing year, we start the beginning of the year fired up and ready to change our habits. But, with 2020 looming, the desire to improve the next decade is taken to a heighten level. What does this new decade hold for you? How will you be different in this decade vs the previous decade? What do you want to accomplish? The question remains are you truly ready to make any … [Read more...] about Top 10 Personal Finance Tips for 2020