In order to become debt free, you need a certain mindset to do it. A debt free way of living. Just going along your merry way isn’t going to change the amount of debt you have or the amount of debt you are accumulating. These must needed traits will help you become debt free and … Read more
Debt snowball method is a wildly popular way to pay off debt. It has helped millions of people pay off their debt, which is great. However, it may not be the best method to actually pay off debt in the end. Wait… Isn’t the debt snowball the only way to pay off debt? That is … Read more
This is probably one of the top questions I get all the time… Should I pay off debt or save money? There is a very clear answer on what you should do. We just need to make sure you have a few things in order first. The one (big) thing we learned before our successful … Read more
The good and bad with taxes. The good news is hopefully you are receiving some tax refund back. The bad news is you have to file your taxes. (If you haven’t started yet, learn how to file your taxes online in one afternoon.) For this post, we are going to focus on the good news. … Read more
Probably the subject line here makes you cringe. How to talk about money with your spouse? Maybe it is your significant other? Or partner? This can be a touchy and difficult conversation to have. Especially when the talking leads to fighting, which just escalates the emotions even further. So, how can you talk to your … Read more
There are many thoughts on how to spend your money, how much to save, what qualifies as a mandatory vs. discretionary expenses…the list can go on and on. That makes it hard to figure out what should my budget percentages be. When using percentage based budgeting, you are allocating a percentage of a budget for this … Read more