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Apple Pay is the newest way to make payments. It’s the easiest, most secure way for you to pay with your iPhone or iPad anywhere credit and debit cards are accepted.
But how does it work? And what can you get back if you use Apple Pay?
Here is everything that we know about using Apple Pay:
Apple Pay is a digital wallet that allows you to pay with your phone for purchases.
It’s an easy way to spend less, save more, and shop responsibly.
In fact, new trends show that 82% of Americans use digital payment methods; a significant increase over previous years (source).
But what if I told you there was a hidden perk of Apple Pay? You can get cash back on every purchase!
What is Apple Pay?
Apple Pay is a digital payment system that was introduced by Apple in 2014. With the mobile wallet, Apple Pay allows users to make payments with their iPhones.
You can pay for products and services in person or online using your iOS device. With Apple Pay, you no longer need physical cards as transactions can be made by scanning your fingerprint, iris scan, or Face ID on your device.
Transactions are more secure than traditional methods. In addition, cashback and credit card rewards programs are available for those who use Apple Pay.
Can you get Cash Back with Apple Pay?
Yes, you can get cash back with Apple Pay!
All you need to do is make sure the store takes Apple Pay and have a card linked with your account. Then, make your purchase as usual and earn cash back just like before.
It’s that easy!
Way #1 – Link Your Cash Back Credit Card to Apple Pay
There are a few ways to add your credit or debit card to Apple Pay. One way is to use the Wallet app on your iPhone and follow the steps below:
- Tap the plus sign in the upper-right corner of the app.
- Enter your card information manually or scan it with your camera.
- Verify your details and tap Next.
- Choose how you want to use Apple Pay: With Face ID, Touch ID, or a passcode.
- Tap Done and wait for a confirmation message that your card has been added.
You earn cash back according to your credit card used with Apple Pay. Also, some credit cards offer additional cash back when using Apple Pay.
Almost all credit card issuers work with Apple Pay.
Way #2 – Apply for the Apple Card
The card is a new electronic cash back card that gives you 3% back on all purchases from Apple and when using Apple Card with Apple Pay at selected merchants. Plus 2% back on all purchases everywhere else.
Given Apply Pay is accepted at over 85% of U.S. merchants it is easy to maximize your Daily Cash.
You can apply for the Apple Card on the Apple website or in the Wallet app.
Way #3 – Get Debit Card Cash Back with Apple Pay
There are a few different requirements to get cash back when using your debit card with Apple Pay.
First, you must link a debit card to your Apple Pay account. The store accepts Apple Pay and the store must offer cash back on the purchases.
For many people, this is easier than going to ATM.
How does Apple Pay work?
Apple Pay was designed to move consumers away from physical wallets into a world where their card is on their iPhone or Apple Watch.
This is done through contactless payment technology which allows users to make payments by holding their device near a contactless reader. The reader will communicate with the device and complete the payment.
Apple Pay is very simple to use.
What are the benefits of using Apple Pay?
When you use Apple Pay, there are a number of benefits that come along with it.
#1 – More Secure
Using Apple Pay is more secure than using a traditional credit card.
#2 – Cash Back
You can earn “cash back” rewards on your purchases. Just like you normally would.
#3 – Promotions and Deals
Apple Pay also offers a number of promotions and deals that can help you get the most out of your purchases. For example, right now Apple is offering bonus points for those who use their service to pay for their holiday gifts. This allows you to earn rewards like statement credits and real cash back on your routine purchases.
These promos are emailed to their Apple pay users.
#4 – Convenience
Plus, as more companies begin to accept Apple Pay as a form of payment, it’s becoming easier and more convenient to use this mobile wallet instead of carrying around a bunch of cards in your wallet or purse.
So if you’re looking for an easy way to make payments and rack up some rewards at the same time, then Apple Pay is definitely the way to go!
Is Apple Pay secure?
Apple Pay is a digital payment service that allows users to make payments using their iPhone, Apple Watch, Mac, and iPad. One of the main benefits of using Apple Pay is that it is much more secure than using a physical card.
Your card details are not stored on your device or on Apple’s servers, instead, they are encrypted and stored in the Secure Element on your device. In order to make a purchase with Apple Pay, you need to use your Face ID, Touch ID, or passcode.
When you make a purchase, a one-time payment number and code are created so that the merchant can’t access your credit card information. This makes Apple Pay more secure than traditional methods of paying with a credit card.
How do I know if a store accepts Apple Pay?
Apple Pay is a mobile payment system that allows users to make payments with their iPhone, iPad, or Apple Watch. It’s accepted at many stores and restaurants and can be linked with any other card you have.
To know if a store accepts Apple Pay, look for one of these symbols at the payment counter:
What happens if I lose my iPhone with Apple Pay?
If you lose your iPhone with Apple Pay, you can use the Find My iPhone app to suspend or remove your card from Apple Pay.
You can also call Apple Support at 1-800-MY-APPLE (1-800-692-7753) if you need help suspending or removing your card from Apple Pay.
Cash Back with Apple Pay
There are a variety of reasons you may want cash back with Apple Pay. Some just want to earn more money when shopping; others want to skip going to ATM for cash back.
Apple Pay is the company’s contactless payment system that allows customers to make purchases by holding their iPhone near a point-of-sale terminal. Apple has been promoting its cash back program for quite a while now, but many customers have been asking how it works because it is a newer cashless digital payment method.
Yes, you can get cash back with Apple Pay.