Budget (Cents Plan)

Budgeting is not easy! It can be stressful and complicated to stay on top of your finances. It takes willpower, discipline, patience—but also creativity and flexibility in order for us to stick with it long enough that we start saving money as well. A budget binder with envelopes is the perfect tool for keeping everything … Read more

Zero based budgeting is a process where every dollar that comes in goes to the number one priority. It’s an effective way of prioritizing your money and executing properly, but it can be hard to know where to start when you are just getting started with this new system. Budgeting can be a nightmare when … Read more

Do you struggle with budgeting? Many people do, too. What I have found is that it is important to plan ahead so that you know where your money will come from and when. Since most of us live paycheck-to-paycheck, in fact, 64% of Americans struggle each month with this issue (source). This can be difficult … Read more

Many people create budgets, but only a few budget on a biweekly basis. That is an interesting statistic because 43% of Americans are paid on a biweekly pay period (source). So, the thought process is more people should be interested in learning knowing how to create a biweekly budget. But, in reality, most people give … Read more

Quicken is a personal finance software that most of us use to track spending, income, and investments. This Quicken review will help you realize that! The Quicken company has been in the market for 39 years and they have developed some pretty neat features like charting your net worth. Personally, I have been using Quicken … Read more