Hands down this is one of my favorite books on how to manage money of all time.

The reason is simple.

It is easier to follow regardless of your background, knowledge of personal finance, or love/hate relationship with numbers, and money savviness.

You cannot learn how to manage money successfully without reading this book. This is one of the best gifts that you can give.

Key Takeaways - Creating your F-you fund will dramatically change your financial independence and your future.

This book by David Bach is the inspirational story you need when motivation is low to stay on budget.

You learn the secret to automatically secure your future - all through automatically saving money. This is a real system that any person can follow.

If you are struggling to stay on course and motivated, then you need to pick up this book. Once you read it, then pass it along to a friend to keep the motivational and accountability train going.

Key Takeaway - Automatically saving 10% early on will guarantee your millionaire status.

This book covers every aspect of money from debt, saving accounts, automating finances, set-it-and-forget it investment strategy, how to handle big purchases (car, house, wedding, kids) plus how to negotiate a raise at work.

These are the basic principles on how to manage money that needs to be taught in school. Call this book your beginner's guide on managing your finances and setting yourself up for long term success!

Take control of your financial situation. By becoming active, you don't have to continue to hold for a magically change.

Make sure you get the 2nd edition that was revised in 2019.

Key Takeaways - Ramit Sethi, the author, provides you word-for-word scripts that will save you thousands of dollars on loan interest and lowering all of your expenses. That alone is worth the $9.

The goal is to become financially independent as quickly as possible.

This is something the author Grant Sabatier has achieved and retired at the age of 30.

He offers counter-intuitive advice about money so that you can actually live the life you want. This FI movement is picking up speed and something that you shouldn't ignore regardless of your age.

Key Takeaways - You will not walk away from reading this book the same person.

This recent release is about how you behave with money. The decisions that are made on the go and not when looking at a spreadsheet.

The book is filled with 19 short stories on how emotions play such a big part with how we handle money. Everyone handles money and investing differently and that is okay, but learning how to know what works for you.

Key Takeaway - This book is meant to be thought provoking on why we do silly things with money.

This is the perfect book for beginners written by a (retired) millennial.

You will walk away with a solid understanding of budgeting and why tracking your net worth will boost your money management efforts.

She puts everything into simple terms and provides uncomplicated and realistic solutions to handing your finances.

Key Takeaway - This book is loaded with sass and humor, so you will find the lessons upbeat and honest to a normal dreary topic of personal finance.

The long term reason to save money today is to not work for years. If you want a drag on your portfolio by using a financial investor, then don't read this book.

If you want a classic guide on getting smart about the stock market and becoming financially independent, then this book is for you.

The author teaches how to make index fund investing work for you and help you to achieve your financial goals. Plus with having little risk.

Key Takeaway - The investment scene doesn't have to be scary and confusing after learning the basics of investing and creating a simple portfolio.

One of the best ways to build income is to become your own boss whether, through a side hustle, real estate investing, or building a business. However, too many times expenses swallow business before they ever churn a profit back to the owner.

Mike Michalowicz will lays out the Profit First Formula, which will transform any business on the way they manage money.

This is a must-read for anyone owning their own business, a board member for a corporation, or looking to start their own business. This is how you build a sustainable, no-ceiling income.

Key Takeaway - You will finally know how much you have to invest in your business and always take home a profit.

The last book on the top 10 best books to manage money isn't even focused on money!

It is how we handle and deal with our stuff. Unfortunately, buying all that stuff comes at a cost and normally a big price tag. Plus the cost to maintain the stuff we already own.

The book by Joshua Becker helps you to open your eyes to a slightly different lifestyle that may change your life forever.

Key Takeaways - By learning to live with less stuff, there is more money in our budget to spend on other things or experiences.

The original edition was first published in 1926. Yet, the parables were set 4000 years prior in ancient Babylon.

This classic book is based on saving 10%, limiting expenses, multiple and keep what you have, and continue to increase your income. While these principles are simple enough, these book elaborates with short stories of Arkad, the poor scribe who went on to become the richest man in Babylon.

Obviously, this book has writing and language that is different than what we see today, but the same principles hold true over the hundreds of years.

Key Takeaway - The lessons are powerful with the short stories on living within your means and the wealth that is built.

This book was written by Napoleon Hill in the 1930s. Even ninety years later, his same thirteen principles ring true.

Right now, there is another fad of science trending on how by suppressing negative thoughts and focus on the positive, you can finally find lasting success. However, in Think and Grow Rich, he revealed the secrets you must master to bring you a fortune.

Key Takeaway - You must determine exactly what you intend to do and create a clear and definite plan.

If you want to become a millionaire next door, then you must read this book from the 1990s. The author interviewed hundreds of millionaires to see if there was a repeatable pattern or system that each of them followed.

Thomas Stanley found seven identifiable qualities that you must live out on a daily basis.

Being a millionaire doesn't mean flashy cars and vacations. It means money in the bank that you can live off and live the life of your dreams. Pick up this book and memorize the seven habits of millionaires.

Key Takeaway - If you want to be wealthy, do what wealthy people do! 

Do you have a bad attitude about money? This book by Vicki Robin from 1992 will change your perspective on money with her nine-step program.

This classic book is different because it makes you think and be more deliberate on how you spend your money. The trap of lifestyle creep and consumerism is a hole that many people fall victim to without realizing it. The questions in the book will help you to address any spending and mindset issues.

Key Takeaway - The core of the book is inspiring. But, do not use the investment advice offered in step 9 and use the investing book above for guidance.

Dave Ramsey has changed the lives of many people with their debt-free screams.

He outlines seven baby steps to get out of debt and reach financial peace in this book from 2003. Yet, he was teaching these practices many years before!

For many to find true success, they find a budget to work using the cash management system.

Key Takeaway - Make sure you have another money goal after you pay off debt. That is where many people never move forward with their personal finances to build wealth and become stuck.